Moov
Also a provider — view Moov’s profile →“Can a single API-first payments platform serve as the complete money-movement OS for software companies — replacing the fragmented stack of processor, issuer, PayFac, and program manager with one contract and one integration?”
Founded in 2017 as an open-source developer library to help engineers embed payments without worrying about protocols or compliance. Evolved into a full-stack payments infrastructure platform offering processing, issuing, wallets, and disbursements under a single API and legal agreement. Moov is simultaneously the processor, issuer, registered PayFac, program manager, and technology provider — differentiating itself from middleware competitors by building direct connections to payment networks. The company targets software platforms and marketplaces that historically had to stitch together multiple vendors to achieve end-to-end money movement.