← Embedded Finance Index 2026/Vendor

Moneris

Provider

PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 1 category.

moneris.com ↗Also analysed as a company — its own stack →

CategoriesPSP
Rank#95 of 528 in PSP
Buyers4 companies
HeadquartersEtobicoke, Ontario, Canada
Founded2000

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Founders & story · from Moneris’s own dossier

Moneris was founded in 2000 as a joint venture between Canada's two largest banks (RBC and BMO) to pool their merchant acquiring operations. It grew into Canada's largest acquirer, processing roughly 1 in 3 Canadian card transactions across ~325,000 merchant locations. After divesting its US business to Vantiv in 2016, the company refocused on Canada and has since moved beyond pure card acquiring into POS software (Moneris Go), restaurant SaaS (via UEAT), merchant cash advance (Moneris Advance), B2B payments, and a modern developer platform aimed at embedded payments.

Acquisitions

UEAT

Quebec-based restaurant online-ordering and self-serve kiosk platform, now powering Moneris Kiosk and UEAT online ordering products.

Full dossier: Moneris’s own stack, layer by layer →

Who uses Moneris

4 companies disclose Moneris in their stack

T2 Systems Global Summers Academy Atb Financial Sonar Software

Buyer mix · 4 of 4 classified

Bank / Community · 1Vertical SaaS / Education & Travel · 1Vertical SaaS / Parking & Mobility · 1Vertical SaaS / Telecom (ISP OSS/BSS) · 1

Canada · 3 US · 1

What the disclosures say

T2 Systems

“Digital Iris merchant-account documentation lists direct integrations with ADS, First Data (Concord/Nashville), First Horizon, Link2Gov, Moneris, Paymentech, Heartland, Elavon, Converge and TD Merchant Services, with Authorize.Net as a gateway.”

Global Summers Academy

“globalsummersacademy.com/submit-payment-moneris/ explicitly labels Moneris as 'our secure payment processor'; how-to-apply page lists bank wire transfer and Interac e-Transfer as additional payment methods.”

Atb Financial

“ATB Moneris Merchant Agreement (atb.com/siteassets/pdf/business/business-receivables/atb-merchantagreement.pdf) explicitly names 'Moneris Solutions Corporation on its own behalf and on behalf of Royal Bank of Canada (RBC) and Bank of Montreal (BMO) and Alberta Treasury Branches (ATB Financial).' ATB Visa Commercial Cre…”

Sonar Software

“Sonar's CreditCardProvider GraphQL enum lists STRIPE, IPPAY, BLUEPAY, AUTHORIZE, BAMBORA, CARDCONNECT, PROPAY, MONERIS_CA, PAYGATE, SONARPAY, SONARPAY_CANADA as supported processors. sonarPay page confirms native integrated payments for US and Canada.”

The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Moneris? Claim this profile above to unlock your own full list.

What Moneris runs on · from its own dossier

The third-party providers Moneris itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Moneris.

Visa Mastercard American Express Discover UnionPay Interac

Lending

Installments by Visa

Fraud

Kount

Full dossier with evidence for each layer →

Alternatives to Moneris

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →

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Moneris — frequently asked

Which companies use Moneris?

4 companies are linked to Moneris in the Embedded Finance Index 2026, through their own public disclosures or Moneris's published customer list, including T2 Systems, Global Summers Academy, Atb Financial and Sonar Software.

What does Moneris do?

Moneris is an embedded-finance provider in PSP. It ranks #95 of 528 PSP providers by linked companies.

What are the alternatives to Moneris?

The most-named PSP alternatives to Moneris are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Where is Moneris headquartered?

Moneris is founded in 2000 and headquartered in Etobicoke, Ontario, Canada.

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