Splash Wallet
“Can a Panama-incorporated crypto protocol wallet build sufficient trust infrastructure — including a US sponsor bank relationship — to serve users who need fiat on/off ramps alongside DeFi functionality?”
HQPanama
IndustryFintech / Crypto
The story
Splash Wallet is operated by Splash Labs Inc., a company incorporated in Panama that runs the Splash Protocol web application (app.splash.trade). The product appears to be a crypto/DeFi wallet and protocol rather than a traditional fintech wallet. Public evidence is sparse, and the company's embedded finance infrastructure is minimal, with only a sponsor-bank relationship with Metropolitan Commercial Bank surfacing from a known-customer listing.
Last 12 months
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Product timeline
2024
Splash Labs Inc. (operating splash.trade / Splash Protocol) published updated Terms of Service and Privacy Policy under Panamanian law.· pivot
The stack
2 layers disclosed in Splash Wallet’s embedded-finance stack
Banking / BaaS
Sponsor bank
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.