← Embedded Finance Index 2026/Vendor

Lithic

Provider
Card IssuingCrypto / StablecoinBaaS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 15 companies across 3 categories.

lithic.com ↗Also analysed as a company — its own stack →Open Banking Tracker profile ↗
CategoriesCard Issuing, Crypto / Stablecoin, BaaS
Rank#9 of 211 in Card Issuing
Buyers15 companies
OwnerLithic (independent)
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Ownership
Part of Lithic (independent).
Who uses Lithic
15 companies disclose Lithic in their stack
MercuryFundboxGordian SoftwareOrderStearnsEnsemblexVolaLendAPILoanProVeritex CommunityNovoBraid+3 more
Buyer mix · 15 of 15 classified
Fintech / Consumer banking · 3Bank / Community · 2Fintech / Lending · 2Fintech / SMB banking · 2Infrastructure / Lending · 2Horizontal SaaS / Spend Management · 1Infrastructure / BaaS · 1Infrastructure / Card issuing · 1
US · 13UK · 1
What the disclosures say
Fundbox
“No BaaS or card issuing vendor named in evidence. [2026-08] Fundbox partnered with Lithic to build a loan-to-card program (virtual card issuing) in 7 weeks, letting borrowers apply, get approved, and spend from a virtual card in a single session instead of waiting on ACH.”
Gordian Software
“Lithic publicly lists Gordian Software as a customer on lithic.com — TIER 1 known_customer_listings evidence.”
Order
“Privacy policy: 'Credit card information (which you submit for payment purposes and which is collected by our third party payment gateway service providers (such as Stripe, Inc. and Lithic, Inc.)'.”
Stearns
“Ibsintelligence publicly lists Stearns Bank as the sponsor bank powering Lithic's card issuing infrastructure (https://ibsintelligence.com/ibsi-news/lithic-taps-stearns-bank-to-strengthen-card-issuing-infrastructure/). Stearns Bank is itself the chartered bank (Stearns Bank N.A.), so it acts as the sponsor bank for fin…”
View source · ibsintelligence.com ↗
Ensemblex
“Lithic publicly lists Ensemblex as a customer at https://www.lithic.com/about/customers. Lithic is a card issuing infrastructure provider, indicating Ensemblex uses or advises on Lithic for card issuance in the context of its product launch work (e.g., the Coign credit card buildout referenced on the product-launch pag…”
View source · lithic.com ↗
Vola
“bond.tech publicly lists Vola as a customer (known_customer_listings TIER 1). volafinance.com/privacy-policy names 'Lithic Inc.' and 'Patriot Bank, N.A.' as third-party payment providers.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Lithic? Claim this profile above to unlock your own full list.
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Alternatives to Lithic

Other Card Issuing providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Marqeta65 buyers →Stripe Issuing31 buyers →Paymentology28 buyers →Enfuce22 buyers →Sutton Bank21 buyers →Galileo20 buyers →i2c18 buyers →Pliant18 buyers →
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Ranked #9 of 211 in Card Issuing — Embedded Finance Index 2026
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