Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 15 companies across 3 categories.
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Founded in 2014 as Privacy.com, a consumer virtual-card app that let users generate disposable card numbers for online purchases. After hitting limits with legacy issuer-processors, the team rebuilt the underlying infrastructure and in 2021 rebranded to Lithic to sell that infrastructure as a B2B issuer-processor and program manager. Today Lithic powers 100+ card programs across credit, disbursements, digital banking, and (more recently) agentic commerce and stablecoin rails.
Other Card Issuing providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #9 of 231 in Card Issuing — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/lithic/install" width="1" height="1" alt="" style="display:none">15 companies disclose Lithic in their stack in the Embedded Finance Index 2026, including Mercury, Fundbox, Gordian Software, Order, Stearns, Ensemblex, Vola, LendAPI, LoanPro, Veritex Community and 2 others.
Lithic is an embedded-finance provider in Card Issuing, Crypto / Stablecoin and BaaS. It ranks #9 of 231 Card Issuing providers by disclosed buyers.
Lithic is part of Lithic (independent).
The most-disclosed Card Issuing alternatives to Lithic are Marqeta (68 buyers), Stripe Issuing (33 buyers), Enfuce (26 buyers), Paymentology (25 buyers), Galileo (21 buyers) and Sutton Bank (21 buyers).
Lithic was founded by Bo Jiang, Jason Kruse and David Nichols and is founded in 2014, headquartered in New York, NY.
Lithic has raised unknown in total.
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