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← Embedded Finance Index 2026/Banks

Capital Community Bank

Sponsor bank
Sponsor BankLendingBaaS

Sponsor bank tracked in the Embedded Finance Index. Named by 10 companies, most often as their sponsor bank.

capitalcommunitybank.com ↗Also analysed as a company — its own stack →
TypeSponsor bank
Used asSponsor bank, Banking-as-a-Service, Lending partner
Rank#26 of 199 in Sponsor Bank
Buyers10 companies
HeadquartersUtah, United States
Founded1993

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How companies use Capital Community Bank

10 companies name Capital Community Bank in their stack. The most common role is sponsor bank (9). A company can use the same bank for more than one thing.

Sponsor bank9
Banking-as-a-Service5
Lending partner1
Background · from Capital Community Bank’s own dossier

CCBank started as a Utah community bank in 1993 with a traditional retail and commercial book. Over the last several years it has quietly become a sponsor bank for fintechs — issuing the CCBank Peak Credit Card via Deserve in 2025 and formalizing its BaaS posture with the June 2026 launch of Quill Bank, a fintech-focused subsidiary designed to be a 'banking backbone' for partner programs while leveraging the parent bank's Utah charter and regulatory expertise.

Recent developments
  • 2026-06Announced Quill Bank, a new fintech-focused banking division launching June 30, 2026. source ↗
  • 2025-03Published CCBank Peak Credit Card Cardholder Agreement, Powered by Deserve. source ↗
Full dossier: Capital Community Bank’s own stack, layer by layer →
Who uses Capital Community Bank
10 companies disclose Capital Community Bank in their stack
Rise CreditNinjaholdingsMDGCNG HoldingsIntegra CreditLendlyBalance Credit (sunup)MoneykeyNetcreditOpploans
Buyer mix · 10 of 10 classified
Fintech / Lending · 8E-commerce / Retail · 1Fintech / Consumer banking · 1
US · 9Canada · 1
What the disclosures say
Rise Credit
“Bank partnerships with Capital Community Bank and FinWise Bank (from known_customer_listings) serve as sponsor banks for loan origination.”
Ninjaholdings
“bankingembedded.com/companies/ninjaholdings lists Capital Community Bank, First Electronic Bank, and Republic Bank of Chicago as customers/partners of NinjaHoldings.”
MDG
“Capital Community Bank publicly lists MDG as a customer on bankingembedded.com/companies/mdg (TIER 1 known_customer_listing).”
CNG Holdings
“cng.com/our-brands states: 'Xact is an online-only installment loan offered by Capital Community Bank, a Utah Chartered Bank with main offices located in Provo, UT, member FDIC.' bankingembedded.com/companies/cng-holdings lists Capital Community Bank as a partner.”
Integra Credit
“bankingembedded.com/companies/integra-credit publicly lists TAB Bank and Capital Community Bank as Integra Credit's banking partners. integracredit.com/tab-privacy-notice hosts TAB Bank's privacy notice, confirming the sponsor-bank relationship.”
Lendly
“Capital Community Bank publicly lists Lendly as a customer at bankingembedded.com/companies/lendly.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Capital Community Bank? Claim this profile above to unlock your own full list.
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What Capital Community Bank runs on · from its own dossier
The third-party providers Capital Community Bank itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Capital Community Bank.
Card Issuing
Deserve
Full dossier with evidence for each layer →
Other banks in Sponsor Bank

Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust100 buyers →Sutton Bank64 buyers →Cross River63 buyers →Pathward43 buyers →Celtic Bank39 buyers →Community Federal Savings Bank37 buyers →Thread Bank31 buyers →The Bancorp Bank25 buyers →
Share this rank

An embeddable badge for Capital Community Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #26 of 199 in Sponsor Bank — Embedded Finance Index 2026
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       alt="Ranked #26 of 199 in Sponsor Bank — Embedded Finance Index 2026">
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Capital Community Bank — frequently asked

Which companies use Capital Community Bank?

10 companies are linked to Capital Community Bank in the Embedded Finance Index 2026, through their own public disclosures or Capital Community Bank's published customer list, including Rise Credit, Ninjaholdings, MDG, CNG Holdings, Integra Credit, Lendly, Balance Credit (sunup), Moneykey, Netcredit and Opploans.

What do fintechs use Capital Community Bank for?

Capital Community Bank is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (9), banking-as-a-service (5) and lending partner (1).

What are the alternatives to Capital Community Bank?

The most-named Sponsor Bank alternatives to Capital Community Bank are Evolve Bank & Trust (100 buyers), Sutton Bank (64 buyers), Cross River (63 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).

Where is Capital Community Bank headquartered?

Capital Community Bank is founded in 1993 and headquartered in Utah, United States.

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