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← Embedded Finance Index 2026/Vendor

AvidXchange

Provider
PSPSpend / AP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 2 categories.

avidxchange.com ↗Also analysed as a company — its own stack →
CategoriesPSP, Spend / AP
Rank#22 of 74 in Spend / AP
Buyers3 companies
HeadquartersCharlotte, NC, USA
Founded2000
Raised$928M+

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Founders & story · from AvidXchange’s own dossier

AvidXchange was founded in 2000 as an AP automation and payment network for US mid-market businesses, building one of the largest B2B payment networks in the country. After going public in 2021, the company expanded into cross-border payments via Wise Platform and deepened ERP integrations across 240+ accounting systems. Following a PE-led take-private in 2024, AvidXchange pivoted toward an embedded finance infrastructure model—Accounts Payable as a Service—offering its AP and payments engine as white-label infrastructure for ERP and vertical SaaS platforms, moving from end-user SaaS toward becoming a B2B embedded payments platform.

Latest round: Buyout/LBO (PE-backed, private as of 2024-2025)
Recent developments
  • 2026-05AvidXchange announced launch of embedded AP payment automation within Acumatica, powered by its Accounts Payable as a Service solution, following selection as Acumatica's strategic partner. source ↗
Full dossier: AvidXchange’s own stack, layer by layer →
Who uses AvidXchange
3 companies disclose AvidXchange in their stack
RealPageRent ManagerAppfolio
What the disclosures say
RealPage
“RealPage Payments Services LLC (NMLS ID 1186433) operates ResidentDirect rent payments as an MSB; Vendor Payments product is powered by AvidXchange; supports ACH, credit/debit card, and Livble flexible payments.”
Appfolio
“AvidXchange integration page explicitly describes a built integration for AppFolio Property Manager, enabling automated supplier payments, real-time payment status within AppFolio, and access to 1.5M+ supplier network with zero transaction fees for Plus/Max plan customers.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent AvidXchange? Claim this profile above to unlock your own full list.
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What AvidXchange runs on · from its own dossier
The third-party providers AvidXchange itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose AvidXchange.
Ledger
Modern Treasury
FX / Payouts
Wise Platform
Treasury Management
Modern Treasury
Full dossier with evidence for each layer →
Alternatives to AvidXchange

Other Spend / AP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

BILL40 buyers →Brex39 buyers →Ramp28 buyers →Tipalti19 buyers →Pleo16 buyers →Findity12 buyers →Melio10 buyers →Pliant9 buyers →
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An embeddable badge for AvidXchange’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #22 of 74 in Spend / AP — Embedded Finance Index 2026
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AvidXchange — frequently asked

Which companies use AvidXchange?

3 companies disclose AvidXchange in their stack in the Embedded Finance Index 2026, including RealPage, Rent Manager and Appfolio.

What does AvidXchange do?

AvidXchange is an embedded-finance provider in PSP and Spend / AP. It ranks #22 of 74 Spend / AP providers by disclosed buyers.

What are the alternatives to AvidXchange?

The most-disclosed Spend / AP alternatives to AvidXchange are BILL (40 buyers), Brex (39 buyers), Ramp (28 buyers), Tipalti (19 buyers), Pleo (16 buyers) and Findity (12 buyers).

Where is AvidXchange headquartered?

AvidXchange is founded in 2000 and headquartered in Charlotte, NC, USA.

How much funding has AvidXchange raised?

AvidXchange has raised $928M+ in total.

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