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Tipalti

Provider
Spend / APFX / PayoutsPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 23 companies across 3 categories.

tipalti.com ↗Also analysed as a company — its own stack →
CategoriesSpend / AP, FX / Payouts, PSP
Rank#4 of 74 in Spend / AP
Buyers23 companies
HeadquartersFoster City, California, USA
Founded2010
FoundersChen Amit, Oren Weiss
Raised$750M+

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Founders & story · from Tipalti’s own dossier

Founded in 2010 as a global payables automation platform focused on mass payments and AP automation for fast-growing mid-market companies. Over time Tipalti expanded from pure outbound payment orchestration into a full finance operations suite — adding procurement, expense management, a corporate card (Tipalti Card), and treasury management. The 2023 EMI licence from De Nederlandsche Bank enabled full payment services in the EU, and the integration of generative AI (GPT-4, then AWS Bedrock and Anthropic) accelerated the platform's positioning as an agentic-AI finance OS rather than simply a payments router.

Latest round: Debt Financing (latest per Crunchbase)
Recent developments
  • 2026-08Tipalti updated its subprocessor list to add Anthropic as a new AI subprocessor and expand AWS Bedrock and Google to include AI functionality. source ↗
  • 2026-01Tipalti Cards Schedule updated (last modified January 16, 2026), reflecting updated UK card legal terms. source ↗
  • 2026-08UK Card Framework Contract updated (last modified August 4, 2026), confirming Transact Payments Limited (TransactPay) as UK card issuer. source ↗
  • 2026-10-26Launched Tipalti Treasury, built into its finance platform on the 2025 Statement acquisition: one dashboard of intraday and prior-day balances across banks, entities and currencies, automated 13-week cash forecasts from bank transactions and ERP data, direct bank connectivity, and cash positions tied to upcoming payments in Tipalti AP. Aimed at mid-market finance teams without a standalone treasury system. source ↗
Full dossier: Tipalti’s own stack, layer by layer →
Who uses Tipalti
23 companies disclose Tipalti in their stack
Clean Beauty CollectiveCreate Music GroupZolaSezzleFy!RilletHouston Dynamo FCGravieGodaddyFreeUpLivtechManyPets+11 more
Buyer mix · 23 of 23 classified
E-commerce / DTC brand · 7Vertical SaaS / Healthcare · 2Fintech / Insurtech · 1Fintech / Lending · 1Horizontal SaaS / Accounting · 1Horizontal SaaS / E-commerce · 1Infrastructure / Payments · 1Marketplace / Gig economy · 1
US · 17UK · 4Canada · 1EU · 1
What the disclosures say
Clean Beauty Collective
“Tipalti publicly lists Clean Beauty Collective as a customer on their website (tipalti.com).”
Create Music Group
“Tipalti publicly lists Create Music Group as a customer.”
Sezzle
“Sezzle Partners Directory lists Tipalti under Tech Partners for AP automation.”
Fy!
“Vendor Support page at brand-help.iamfy.co/support/solutions/articles/77000545349-payments describes Tipalti as the payout provider for artist/vendor payments, supporting PayPal and eCheck.”
Rillet
“Rillet's own integration page at rillet.com/integrations/tipalti describes 'Touchless global reconciliation — Tipalti's multi-currency engine flows data directly into Rillet.' This is a native accounting integration for FX/cross-border payment data, not a direct FX execution service Rillet provides itself.”
Houston Dynamo FC
“Tipalti publicly lists Houston Dynamo FC as a customer (tipalti.com/resources/customer-stories/houston-dynamo/).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Tipalti? Claim this profile above to unlock your own full list.
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What Tipalti runs on · from its own dossier
The third-party providers Tipalti itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Tipalti.
Card Issuing
Transact Payments
Card Network
VisaMastercard
Full dossier with evidence for each layer →
Alternatives to Tipalti

Other Spend / AP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

BILL40 buyers →Brex38 buyers →Ramp27 buyers →Pleo14 buyers →findity11 buyers →Melio10 buyers →Pliant9 buyers →Soldo9 buyers →
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Ranked #4 of 74 in Spend / AP — Embedded Finance Index 2026
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Tipalti — frequently asked

Which companies use Tipalti?

23 companies are linked to Tipalti in the Embedded Finance Index 2026, through their own public disclosures or Tipalti's published customer list, including Clean Beauty Collective, Create Music Group, Zola, Sezzle, Fy!, Rillet, Houston Dynamo FC, Gravie, Godaddy, FreeUp and 2 others.

What does Tipalti do?

Tipalti is an embedded-finance provider in Spend / AP, FX / Payouts and PSP. It ranks #4 of 74 Spend / AP providers by linked companies.

What are the alternatives to Tipalti?

The most-named Spend / AP alternatives to Tipalti are BILL (40 buyers), Brex (38 buyers), Ramp (27 buyers), Pleo (14 buyers), findity (11 buyers) and Melio (10 buyers).

Who founded Tipalti?

Tipalti was founded by Chen Amit and Oren Weiss and is founded in 2010, headquartered in Foster City, California, USA.

How much funding has Tipalti raised?

Tipalti has raised $750M+ in total.

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