Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 41 companies across 5 categories.
Claim this profile. Work at Brex? Verify your work email to unlock the full buyer list.
Founded in 2017 as a YC-backed fintech, Brex launched a corporate credit card for VC-backed startups in 2018 — differentiated by no personal guarantee and data-driven underwriting. In 2020 it added Brex Cash (checking + treasury), positioning as an all-in-one financial OS for startups. In 2022 it controversially dropped SMB customers to chase mid-market and enterprise spend management deals, reframing the product as a software-led platform with embedded finance rather than a card company. In January 2026 it was acquired by Capital One for $5.15B — roughly 42% of its peak $12.3B valuation — becoming the spend management / embedded finance arm of the bank.
Other Spend / AP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Brex’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/brex?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/brex.svg"
alt="Ranked #2 of 74 in Spend / AP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/brex/install" width="1" height="1" alt="" style="display:none">41 companies disclose Brex in their stack in the Embedded Finance Index 2026, including HappyCo, Finfuego, Conferma, Cluely, Warp (Payroll), Floqast, Backburner Labs, Landry/French Construction, Boston Ballet, Dude Wipes and 2 others.
Brex is an embedded-finance provider in Spend / AP, PSP, Card Issuing, Treasury Management and BaaS. It ranks #2 of 74 Spend / AP providers by disclosed buyers.
The most-disclosed Spend / AP alternatives to Brex are BILL (40 buyers), Ramp (28 buyers), Tipalti (19 buyers), Pleo (16 buyers), Findity (11 buyers) and Melio (10 buyers).
Brex was founded by Henrique Dubugras and Pedro Franceschi and is founded in 2017, headquartered in Salt Lake City, UT (formerly San Francisco, CA).
Brex has raised ~$1.5B+ in total.
Get a read on where your own stack stands against Brex and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.