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Alkami

Provider
Transaction Enrichment

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 1 company across 1 category.

alkami.com ↗Also analysed as a company — its own stack →
CategoriesTransaction Enrichment
Rank#10 of 12 in Transaction Enrichment
Buyers1 company
HeadquartersPlano, Texas, United States
Founded2009
FoundersStephen Bohanon

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Founders & story · from Alkami’s own dossier

Founded 2009 as a cloud-based digital banking platform for US regional banks and credit unions, positioning to help mid-tier FIs compete with megabanks and neobanks. Went public on Nasdaq in 2021. Expanded via acquisition of MANTL (account opening) and by building a partner-integration ecosystem (Plaid, Alloy, Alacriti, Payrailz-adjacent partners). More recently investing in generative AI with Code Studio (2026) to help smaller FIs deploy compliant digital-banking features without deep engineering benches.

Latest round: IPO (Nasdaq: ALKT)
Recent developments
  • 2026-04Announced Alkami Code Studio, an AI-powered code assistant within the Alkami SDK Wizard, unveiled at Co:lab 2026. source ↗
  • 2025-12MANTL–Alloy partnership crossed 2 million processed deposit applications across 150+ shared FI customers. source ↗
Acquisitions
MANTL2024
Account opening and onboarding platform for banks and credit unions; now sold as MANTL Onboarding & Account Opening within the Alkami suite.
Full dossier: Alkami’s own stack, layer by layer →
Who uses Alkami
1 company disclose Alkami in their stack
Alkami Technology
What the disclosures say
Alkami Technology
“Alkami is a digital banking platform for FIs, not a merchant — Alacriti listed as Alliance Partner for real-time payments and digital loan payments; Alkami itself does not act as PSP or MOR”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Alkami? Claim this profile above to unlock your own full list.
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What Alkami runs on · from its own dossier
The third-party providers Alkami itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Alkami.
Transaction Enrichment
Plaid
KYC
Alloy
Open Banking
Plaid
Full dossier with evidence for each layer →
Alternatives to Alkami

Other Transaction Enrichment providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

MX14 buyers →Dateio8 buyers →Astrada6 buyers →Spade4 buyers →Plaid3 buyers →Bud Financial2 buyers →Fidel API2 buyers →Ntropy2 buyers →
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Ranked #10 of 12 in Transaction Enrichment — Embedded Finance Index 2026
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Alkami — frequently asked

Which companies use Alkami?

1 company discloses Alkami in their stack in the Embedded Finance Index 2026, including Alkami Technology.

What does Alkami do?

Alkami is an embedded-finance provider in Transaction Enrichment. It ranks #10 of 12 Transaction Enrichment providers by disclosed buyers.

What are the alternatives to Alkami?

The most-disclosed Transaction Enrichment alternatives to Alkami are MX (14 buyers), Dateio (8 buyers), Astrada (6 buyers), Spade (4 buyers), Plaid (3 buyers) and Bud Financial (2 buyers).

Who founded Alkami?

Alkami was founded by Stephen Bohanon and is founded in 2009, headquartered in Plano, Texas, United States.

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