Alkami
Also a provider — view Alkami’s profile →“Can a partner-integrated digital-banking platform become the operating system that lets regional banks and credit unions compete with megabanks and neobanks?”
Founded2009
HQPlano, Texas, United States
FoundersStephen Bohanon
Latest roundIPO (Nasdaq: ALKT)
IndustryInfrastructure / Digital Banking Platform
The story
Founded 2009 as a cloud-based digital banking platform for US regional banks and credit unions, positioning to help mid-tier FIs compete with megabanks and neobanks. Went public on Nasdaq in 2021. Expanded via acquisition of MANTL (account opening) and by building a partner-integration ecosystem (Plaid, Alloy, Alacriti, Payrailz-adjacent partners). More recently investing in generative AI with Code Studio (2026) to help smaller FIs deploy compliant digital-banking features without deep engineering benches.
Product timeline
2009
Alkami Technology founded to build a cloud-based digital banking platform for regional and community FIs.· founding
2021
IPO on Nasdaq under ticker ALKT.· ipo
2023
First-to-market partnership with Plaid providing direct FDX API Core Exchange access for FI clients.· partnership
2024
Acquired MANTL, adding account opening and onboarding to the platform.· acquisition
2026
Launched Alkami Code Studio, a GenAI code assistant running on closed-loop LLMs within Alkami's secure infrastructure.· product-launch
Acquisitions
Same company
Alkami was analysed under more than one name on the same domain, so its stack is split across these dossiers. Each was analysed independently and may name providers the others do not.
The stack
4 layers disclosed in Alkami’s embedded-finance stack
Card network
in the full report
Open banking
in the full report
KYC
in the full report
Accounting gap: minor
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.