Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.
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Originally launched as Nordic API Gateway, Aiia built one of the leading open banking aggregation platforms in the Nordics, offering both account information services (AIS) and payment initiation services (PIS) under PSD2. The company rebranded to Aiia in 2021 and was subsequently acquired by Mastercard, becoming the backbone of Mastercard's European open banking platform. Post-acquisition, Aiia expanded its value proposition beyond Nordic bank connectivity to serve as a white-label open banking infrastructure provider for fintechs, payment companies, and merchants seeking seamless bank data and payment rails across Europe.
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alt="Ranked #40 of 89 in Open Banking — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/aiia/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Aiia in the Embedded Finance Index 2026, through their own public disclosures or Aiia's published customer list, including Billy and Zenegy.
Aiia is an embedded-finance provider in Open Banking. It ranks #40 of 89 Open Banking providers by linked companies.
The most-named Open Banking alternatives to Aiia are Plaid (299 buyers), Salt Edge (60 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Tink (41 buyers).
Aiia is headquartered in Copenhagen, Denmark.
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