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Volt

Provider
Open BankingPSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 10 companies across 2 categories.

volt.com ↗Also analysed as a company — its own stack →
CategoriesOpen Banking, PSP
Rank#13 of 87 in Open Banking
Buyers10 companies
HeadquartersLondon, United Kingdom
Founded2019
Raised$87.8M

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Founders & story · from Volt’s own dossier

Founded in 2019 as a real-time account-to-account (A2A) payments network, Volt built a proprietary bank connectivity layer (Power Grid) aggregating domestic payment schemes across Europe and beyond into a single API. The company expanded from pure payment initiation into a broader open banking platform — adding Account Information Services (AIS), Verify (bank account ownership), and Matchmeter enrichment — positioning itself as a rail-agnostic money movement platform. In early 2026, Volt added e-money-powered cash management products (Volt Accounts, Named Accounts, Virtual IBANs), signalling a move from infrastructure-only toward treasury and liquidity services for merchants and partners.

Latest round: Series B (inferred from $87.8M total, 3 rounds)
Recent developments
  • 2026-02Volt launched Volt Accounts, Named Accounts, and Virtual IBANs — its cash management suite leveraging e-money licences in UK and EU. source ↗
  • 2025-11Sumsub and Volt launched joint Penny Drop Verification flow combining Volt's PIS and AIS (Matchmeter) with Sumsub KYC. source ↗
Full dossier: Volt’s own stack, layer by layer →
Who uses Volt
10 companies disclose Volt in their stack
Neobank Volt Lab3KBCKBC BankCapital CombuddybankUniCreditNational Bank of GreeceCashplusCoinmamaDecta
Buyer mix · 10 of 10 classified
Bank / National · 4Fintech / Consumer banking · 1Fintech / Crypto · 1Fintech / Investment · 1Fintech / SMB banking · 1Infrastructure / BaaS · 1Infrastructure / Payments · 1
EU · 6UK · 3Canada · 1
What the disclosures say
Neobank Volt Lab3
“volt.io/checkout — Volt operates its own global Pay by Bank checkout. au.volt.io/legal/product-disclosure-statement — Volt Connect Pty Ltd offers Payout Initiation in Australia under Flexewallet AFSL. volt.io/legal/eu-msa — EU Merchant Services Agreement as a Domestic Payment Institution in Poland. [coerced currencies:…”
Capital Com
“Capital Com SV Investments Ltd PSP/EMI list (img.capital.com/docs/CCSV---PSPs_EMIs_0.pdf) names PayPal, EcommBX, Volt Technologies, Worldpay, Checkout SAS, Modulr Finance B.V., Trustly, Skrill, Paysafe (Neteller), Stripe Technology Europe, and Shift4 as regulated PSPs/EMIs holding client money.”
buddybank
“Open Banking Tracker lists buddybank as accessible via 3 API aggregators: Plaid, Salt Edge, Volt. buddybank exposes BERLIN Group standard APIs (AIS/PIS/CoF) — these aggregators consume buddybank's PSD2 endpoints (buddybank is the ASPSP, not the TPP).”
Cashplus
“Open Banking Tracker lists Cashplus as supported by 4 API aggregators: Moneyhub Enterprise, OpenWrks, Plaid, Volt.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Volt? Claim this profile above to unlock your own full list.
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What Volt runs on · from its own dossier
The third-party providers Volt itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Volt.
PSP
Decta
Full dossier with evidence for each layer →
Alternatives to Volt

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge59 buyers →GoCardless57 buyers →MX56 buyers →TrueLayer43 buyers →Tink41 buyers →Yapily40 buyers →Powens19 buyers →
Share this rank

An embeddable badge for Volt’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #13 of 87 in Open Banking — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/volt?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/volt.svg"
       alt="Ranked #13 of 87 in Open Banking — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/volt/install" width="1" height="1" alt="" style="display:none">

Volt — frequently asked

Which companies use Volt?

10 companies are linked to Volt in the Embedded Finance Index 2026, through their own public disclosures or Volt's published customer list, including Neobank Volt Lab3, KBC, KBC Bank, Capital Com, buddybank, UniCredit, National Bank of Greece, Cashplus, Coinmama and Decta.

What does Volt do?

Volt is an embedded-finance provider in Open Banking and PSP. It ranks #13 of 87 Open Banking providers by linked companies.

What are the alternatives to Volt?

The most-named Open Banking alternatives to Volt are Plaid (296 buyers), Salt Edge (59 buyers), GoCardless (57 buyers), MX (56 buyers), TrueLayer (43 buyers) and Tink (41 buyers).

Where is Volt headquartered?

Volt is founded in 2019 and headquartered in London, United Kingdom.

How much funding has Volt raised?

Volt has raised $87.8M in total.

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