Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 2 categories.
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Founded 2015 in Toronto as Payment Rails, an API-first global mass-payouts platform competing with Hyperwallet, Tipalti, and Payoneer. Rebranded to Trolley in December 2021 to emphasize its expansion beyond pure payment rails into recipient operations — KYC/KYB (Trust), tax compliance (1099/1042/DAC7), and ERP sync. Raised a $23M Series B in late 2024 to double down on payouts + compliance for creator economy, marketplaces, royalties, and B2B AP. In 2025 shifted its US bank partnership to Cross River Bank, adding FDIC-insured balances and push-to-card debit rails.
Other FX / Payouts providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/trolley/install" width="1" height="1" alt="" style="display:none">4 companies are linked to trolley in the Embedded Finance Index 2026, through their own public disclosures or trolley's published customer list, including TWINT, Bugcrowd, Canva and Fab.
trolley is an embedded-finance provider in Spend / AP and FX / Payouts. It ranks #60 of 179 FX / Payouts providers by linked companies.
The most-named FX / Payouts alternatives to trolley are Currencycloud (81 buyers), Airwallex (80 buyers), Nium (67 buyers), Wise Platform (58 buyers), Stripe (49 buyers) and Convera (33 buyers).
trolley was founded by Tim Nixon and is founded in 2015, headquartered in Toronto, Ontario, Canada.
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