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← Embedded Finance Index 2026

FreeUp

“Can a curated, top-1% freelancer marketplace win eCommerce and Amazon seller clients by combining rigorous vetting with fast matching and hassle-free billing?”

Founded2016
HQSaint Petersburg, FL, USA
IndustryMarketplace / Gig economy
The story

Founded in 2016 as a freelancer marketplace specifically targeting Amazon sellers, FreeUp differentiated itself by admitting only the top 1% of freelancer applicants after a rigorous vetting process. The platform quickly expanded to serve all eCommerce businesses. On the financial infrastructure side, FreeUp evolved from early multi-processor billing (Paysimple, BlueSnap, Armatic, Stripe) to consolidating freelancer payouts through Tipalti, reflecting a maturation in its payments and disbursements stack.

Last 12 months
—
Product timeline
2016
FreeUp launched as a pre-vetted freelancer marketplace targeting Amazon sellers, operating as Next Net Media, LLC DBA FreeUp.· pivot
2016
Expanded beyond Amazon sellers to serve broader eCommerce businesses.· pivot
2016
Integrated Paysimple, BlueSnap, and Armatic as ACH payment processors for client billing.· banking
2017
Added Stripe as a credit card payment processor alongside existing processors.· banking
2022
Transitioned freelancer payouts to Tipalti, enabling PayPal, ACH, and eCheck payout options globally.· banking
The stack
4 layers disclosed in FreeUp’s embedded-finance stack
Payments / PSP
Stripe ConnectBlueSnapPaysimpleTipalti
Money movement
in the full report
FX & payouts
in the full report
Accounting
in the full report
Accounting gap: minor
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

FreeUp — frequently asked

Who is FreeUp's payment processor?

FreeUp processes payments through Stripe Connect, BlueSnap, Paysimple and Tipalti. Disclosed money-movement rails: ACH.

Who handles FreeUp's FX and cross-border payouts?

FreeUp uses Tipalti for FX and cross-border payouts.

Which accounting software does FreeUp integrate with?

FreeUp integrates with QuickBooks.

What is FreeUp's embedded finance stack?

The Embedded Finance Index 2026 maps 4 layers in FreeUp's stack: Payments / PSP (Stripe Connect, BlueSnap, Paysimple and Tipalti); Money movement (ACH); FX & payouts (Tipalti); Accounting (QuickBooks).

Where is FreeUp headquartered?

FreeUp is founded in 2016 and headquartered in Saint Petersburg, FL, USA.

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