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← Embedded Finance Index 2026/Banks

The Bank of Missouri

Sponsor bank
Sponsor BankCard IssuingLendingBaaS

Sponsor bank tracked in the Embedded Finance Index. Named by 5 companies, most often as their sponsor bank.

thebankofmissouri.com ↗Also analysed as a company — its own stack →
TypeSponsor bank
Used asSponsor bank, Banking-as-a-Service, Card issuer
Rank#49 of 199 in Sponsor Bank
Buyers5 companies
HeadquartersPerryville, Missouri, USA
Founded1891

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How companies use The Bank of Missouri

5 companies name The Bank of Missouri in their stack. The most common role is sponsor bank (4). A company can use the same bank for more than one thing.

Sponsor bank4
Banking-as-a-Service3
Card issuer3
Lending partner1
Background · from The Bank of Missouri’s own dossier

The Bank of Missouri began in 1891 as a small-town community bank in Perryville, MO and grew via a series of Missouri bank acquisitions in the 2000s and 2010s. Its most consequential pivot has been the build-out of 'Partner Services' — a fintech sponsor-bank program that issues general-purpose and private-label credit cards, installment loans, and BaaS deposit products for sub-prime, near-prime and prime consumers nationwide. That business now sits alongside its ~$4.1B community-bank franchise and makes TBOM a national sponsor bank behind numerous fintech card and lending programs.

Acquisitions
Countryside Bank2008
Missouri community bank acquisition expanding TBOM's branch footprint.
Security Bank and Trust Company2012
Missouri community bank acquisition.
Bank Star of the BootHeel2015
Missouri community bank acquisition in the Bootheel region.
Full dossier: The Bank of Missouri’s own stack, layer by layer →
Who uses The Bank of Missouri
5 companies disclose The Bank of Missouri in their stack
Continental FinanceAcimaAtlanticusCuraeZolve
Buyer mix · 5 of 5 classified
Fintech / Lending · 2Fintech / Consumer banking · 1Fintech / Cross-border banking (immigrant neobank) · 1Vertical SaaS / Healthcare · 1
US · 5
What the disclosures say
Continental Finance
“known_customer_listings confirms Celtic Bank and The Bank of Missouri list Continental Finance as a customer on bankingembedded.com. trust_legal privacy policy explicitly names 'Celtic' as an issuing partner and references 'Sponsor Issuing Banks' plural.”
Acima
“acima.com/en/credit: 'The Acima Classic Credit Mastercard is issued by tbom® Perryville, MO and Serviced By Concora Credit*.' and 'Acima Classic Mastercard is issued by The Bank of Missouri pursuant to a license from Mastercard.' bankingembedded.com/companies/acima lists The Bank of Missouri as a known customer relatio…”
Atlanticus
“Atlanticus trust/privacy page: 'Atlanticus Services Corporation...is responsible for the Website Privacy and Security Policy for websites as servicer for The Bank of Missouri (TBOM), the issuer of the Fortiva Credit Card and the Aspire Credit Card.' Known-customer-listings confirm The Bank of Missouri and WebBank both…”
Curae
“Privacy Policy: 'The Bank of Missouri (TBOM), the issuer of the Curae card.' Terms of Use: 'TBOM is the creditor for all Curae products.'”
Zolve
“Privacy Policy explicitly references 'Community Federal Savings Bank privacy policy' and 'The Bank of Missouri's Privacy Policy'.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent The Bank of Missouri? Claim this profile above to unlock your own full list.
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Other banks in Sponsor Bank

Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust100 buyers →Sutton Bank64 buyers →Cross River63 buyers →Pathward43 buyers →Celtic Bank39 buyers →Community Federal Savings Bank37 buyers →Thread Bank31 buyers →The Bancorp Bank25 buyers →
Share this rank

An embeddable badge for The Bank of Missouri’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #49 of 199 in Sponsor Bank — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/the-bank-of-missouri?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/the-bank-of-missouri.svg"
       alt="Ranked #49 of 199 in Sponsor Bank — Embedded Finance Index 2026">
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The Bank of Missouri — frequently asked

Which companies use The Bank of Missouri?

5 companies are linked to The Bank of Missouri in the Embedded Finance Index 2026, through their own public disclosures or The Bank of Missouri's published customer list, including Continental Finance, Acima, Atlanticus, Curae and Zolve.

What do fintechs use The Bank of Missouri for?

The Bank of Missouri is a sponsor bank. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (4), banking-as-a-service (3) and card issuer (3).

What are the alternatives to The Bank of Missouri?

The most-named Sponsor Bank alternatives to The Bank of Missouri are Evolve Bank & Trust (100 buyers), Sutton Bank (64 buyers), Cross River (63 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).

Where is The Bank of Missouri headquartered?

The Bank of Missouri is founded in 1891 and headquartered in Perryville, Missouri, USA.

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