The Bank of Missouri
Also a provider — view The Bank of Missouri’s profile →“Can a $4B Missouri community bank scale a national sponsor-bank franchise for fintech credit cards, installment loans, and BaaS deposits while staying a state-chartered community lender at home?”
The Bank of Missouri began in 1891 as a small-town community bank in Perryville, MO and grew via a series of Missouri bank acquisitions in the 2000s and 2010s. Its most consequential pivot has been the build-out of 'Partner Services' — a fintech sponsor-bank program that issues general-purpose and private-label credit cards, installment loans, and BaaS deposit products for sub-prime, near-prime and prime consumers nationwide. That business now sits alongside its ~$4.1B community-bank franchise and makes TBOM a national sponsor bank behind numerous fintech card and lending programs.