Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 3 categories.
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Stone began in 2012 as a card-acquirer challenger to Cielo and Rede in Brazil, winning SMBs with better service and faster settlement. After its 2018 NASDAQ IPO it expanded vertically into banking (Conta PJ), credit (Stone Sociedade de Crédito S.A.), and software (Linx acquisition 2020). The current positioning — 'O Banco de Quem Empreende' — frames Stone as a full SMB neobank with acquiring, account, card, BNDES-linked credit, and embedded-finance APIs (Banking Gateway, OpenBank, Pagar.me) for partners.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #68 of 528 in PSP — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/stone/install" width="1" height="1" alt="" style="display:none">6 companies are linked to Stone in the Embedded Finance Index 2026, through their own public disclosures or Stone's published customer list, including Linx, Questor Sistemas, Pagar.me, trinks.com, Superlógica Tecnologias and PagBrasil.
Stone is an embedded-finance provider in PSP, BaaS and Sponsor Bank. It ranks #68 of 528 PSP providers by linked companies.
The most-named PSP alternatives to Stone are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).
Stone is founded in 2012 and headquartered in Rio de Janeiro, Brazil.
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