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Superlógica Tecnologias

“Can a vertical SaaS for condominium administrators own the entire financial stack (payments, banking, credit, insurance) of the Brazilian housing market?”

Founded2000
HQCampinas, São Paulo, Brazil
FoundersCarlos Cêra
Latest roundR$300M (Warburg Pincus)
IndustryVertical SaaS / Real Estate
The story

Founded in 2000 as a condominium management software provider in Campinas, Superlógica evolved from pure SaaS into an integrated fintech platform, launching Conta de Recebimento (recurring payments gateway) and eventually obtaining its own SCD (Direct Credit Company) charter from the Brazilian Central Bank as institution #481 — 'Superlógica SCD.' The company now markets itself as the first vertical fintech dedicated to the condominium and real estate management markets in Brazil, bundling boleto/card/PIX collection, a digital account, credit, insurance and payroll into the SaaS. The 2024/2025 combination with Arbo and OpenAI partnership push it toward a 'super app' for the housing market.

Last 12 months
2025-12
2024-04
Product timeline
2000
Founded in Campinas as management software for condominiums and subscription businesses.· founding
Acquisitions
Arbo
Real estate platform — announced union/merger with Superlógica to broaden real estate offering.
PJBank
Payments/BaaS company for SMBs; PJBank domains are covered under Superlógica's responsible disclosure program, indicating ownership.
Ahreas
Condominium management platform folded into the Superlógica Group.
Base Software
Software company acquired into the Superlógica Group.
Condomob
Condominium resident app acquired into the Superlógica Group.
Gruvi
Product/brand under Superlógica Group (domain gruvi.app covered by disclosure policy).
Regulated entities
1
regulatory licence held by Superlógica Tecnologias
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
6 layers disclosed in Superlógica Tecnologias’s embedded-finance stack
Payments / PSP
PJBank (in-house)CieloPagar.meStoneGlobal PaymentsConta de Recebimento (self-operated)
Money movement
in the full report
Banking / BaaS
in the full report
Lending
in the full report
Payroll
in the full report
Accounting
in the full report
Accounting gap: minor
22 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.