Trust company tracked in the Embedded Finance Index. Named by 8 companies, most often as their sponsor bank.
TypeTrust company
Used asSponsor bank, Banking-as-a-Service, Card issuer
Rank#33 of 199 in Sponsor Bank
Buyers8 companies
HeadquartersLouisville, Kentucky, United States
Founded1982
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How companies use Republic Bank & Trust Company
8 companies name Republic Bank & Trust Company in their stack. The most common role is sponsor bank (6). A company can use the same bank for more than one thing.
Background · from Republic Bank & Trust Company’s own dossier
Republic Bank & Trust started as a traditional Kentucky community bank in the 1980s and grew through the 1990s via mergers into a NASDAQ-listed regional institution. Beyond its ~47-branch retail footprint, Republic built a national fintech-facing business — the Republic Processing Group (RPG) — which sponsors tax refund products, prepaid/payment programs, and fintech lending (Republic Credit Solutions), making it one of the recognizable sponsor banks in US embedded finance. This dual model of community bank + sponsor bank is the strategic identity today.
Latest round: Publicly traded (NASDAQ: RBCAA)
Who uses Republic Bank & Trust Company
8 companies disclose Republic Bank & Trust Company in their stack
Buyer mix · 8 of 8 classified
Bank / Community · 1E-commerce / Retail · 1Fintech / Lending · 1Fintech / SMB banking · 1Logistics / SMB · 1Vertical SaaS / Greek Life & Fraternal Organizations · 1Vertical SaaS / Healthcare · 1Vertical SaaS / Tax Preparation · 1
What the disclosures say
Republic Bank & Trust“Republic Bank is itself a chartered US bank (Kentucky state-chartered, FDIC-insured, NMLS #402606, Routing# 083001314) and issues its own Mastercard-branded business debit and credit cards under its own name per the cardholder agreements PDF (Business Purchasing Card issued by Republic Bank & Trust Company).”
Meijer“Republic Bank & Trust Company publicly lists Meijer as a customer at bankingembedded.com/companies/meijer (TIER 1 known_customer_listings).”
Omegafi“omegafi.com/legal/payment-terms: 'Software Provider agrees to provide Customer...certain payment processing services...credit, debit, Automated Clearing House (ACH), PayPal, gift card and other payment transactions'; known_customer_listings: Republic Bank & Trust Company lists OmegaFi as customer at bankingembedded.com…”
Clearbalance Healthcare“known_customer_listings (TIER 1): Pathward, Republic Bank & Trust Company, Columbia Bank, Western Alliance Bank, and BOKF all publicly list ClearBalance Healthcare as a customer at bankingembedded.com.”
Brinks“Republic Bank & Trust Company publicly lists Brink's as a customer (known_customer_listings). us.brinks.com/payment-services describes the Brink's Money Prepaid Mastercard and Brink's Armored Account.”
Rbmax“Republic Bank & Trust Company publicly lists Rbmax as a customer at https://www.bankingembedded.com/companies/rbmax. This is a TIER 1 known-customer listing, indicating Republic Bank & Trust Company serves as Rbmax's banking/BaaS partner.”
View source · bankingembedded.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the
Embedded Finance Index report. Represent Republic Bank & Trust Company? Claim this profile above to unlock your own full list.
Sample distribution — illustrative only, not Republic Bank & Trust Company’s actual buyers.
🇺🇸 United States · 40🇬🇧 United Kingdom · 22🇩🇪 Germany · 14🇮🇳 India · 12🇫🇷 France · 9🇸🇬 Singapore · 7🇦🇺 Australia · 6🇧🇷 Brazil · 5+2 more
What Republic Bank & Trust Company runs on · from its own dossier
The third-party providers Republic Bank & Trust Company itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Republic Bank & Trust Company.
Other banks in Sponsor Bank
Other banks named for Sponsor Bank in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
Share this rank
An embeddable badge for Republic Bank & Trust Company’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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<img src="https://www.embeddedfinanceindex.com/api/badge/republic-bank-and-trust-company/install" width="1" height="1" alt="" style="display:none">Republic Bank & Trust Company — frequently asked
What do fintechs use Republic Bank & Trust Company for?
Republic Bank & Trust Company is a trust company. Companies in the Embedded Finance Index 2026 name it as their sponsor bank (6), banking-as-a-service (5) and card issuer (1).
Who founded Republic Bank & Trust Company?
Republic Bank & Trust Company was founded by Bernard M. Trager and is founded in 1982, headquartered in Louisville, Kentucky, United States.
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