← Embedded Finance Index 2026

Grabr

Can a cross-border P2P shopping marketplace become the default USD account and stablecoin wallet for the global underbanked?

HQSan Francisco, CA
FoundersDaria Rebenok, Artem Fedyaev
IndustryMarketplace / Two-sided
The story

Grabr started as a peer-to-peer cross-border shopping marketplace connecting international shoppers with travelers willing to deliver goods. It has since extended into embedded finance via GrabrFi, a USD-denominated banking and stablecoin wallet product targeting the 120M+ people locked out of US banking — pivoting the company from a pure marketplace into a cross-border fintech serving freelancers, remote workers, and global earners.

Last 12 months
Product timeline
0
Grabr peer-to-peer cross-border shopping marketplace launched by Daria Rebenok and Artem Fedyaev in San Francisco· pivot
0
Launched GrabrFi — a USD account, debit card, and stablecoin wallet for non-US residents, banking via Regent Bank with USDB stablecoin from Bridge· banking
The stack
5 layers disclosed in Grabr’s embedded-finance stack
Payments / PSP
Stripe
Money movement
in the full report
Banking / BaaS
in the full report
Sponsor bank
in the full report
Crypto
in the full report
Accounting gap: none
4 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.