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← Embedded Finance Index 2026

Priyo

“Can a fintech built on U.S. sponsor-banking infrastructure become the financial operating system for Bangladesh's global remote workforce — combining USD accounts, cross-border payments, and a talent marketplace in one platform?”

HQDelaware, United States (incorporated); Bangladesh operations
FoundersZakaria Swapan
IndustryFintech / SMB banking
The story

Priyo launched as a financial operating system targeting Bangladesh's growing remote workforce and freelance community, providing access to U.S.-based bank accounts and Mastercard debit cards through a Regent Bank sponsor-banking arrangement. The platform has expanded from basic USD accounts into a broader workforce marketplace combining payments, talent hiring, and payroll tools. The Stripe partnership in 2026 marks a deliberate push toward becoming a cross-border payment gateway for Bangladesh's freelancers, enabling them to receive payments from international clients through global card networks and bank transfers.

Last 12 months
2026-05
2026-05
Product timeline
2024
Launched Priyo Pay app offering USD accounts and Mastercard debit cards via Regent Bank sponsor partnership, targeting Bangladesh-based remote workers.· banking
2025
Introduced Dual Currency (USD/BDT) wallet enabling cross-border withdrawals to Bangladeshi bank accounts.· banking
2026
Announced strategic partnership with Stripe to enable global payment links and cross-border payment acceptance for freelancers and remote workers.· pivot
The stack
5 layers disclosed in Priyo’s embedded-finance stack
Payments / PSP
Stripe
Banking / BaaS
in the full report
Card issuing
in the full report
Sponsor bank
in the full report
FX & payouts
in the full report
Accounting gap: significant
4 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Priyo — frequently asked

What bank does Priyo use?

Priyo discloses Regent Bank as its banking provider, according to the Embedded Finance Index 2026.

Is Priyo a bank?

Priyo does not disclose a bank charter of its own; its banking services are provided through Regent Bank.

Who is Priyo's payment processor?

Priyo processes payments through Stripe.

Who issues Priyo's cards?

Priyo's cards are issued through Regent Bank.

Who handles Priyo's FX and cross-border payouts?

Priyo uses Stripe for FX and cross-border payouts.

What is Priyo's embedded finance stack?

The Embedded Finance Index 2026 maps 5 layers in Priyo's stack: Payments / PSP (Stripe); Banking / BaaS (Regent Bank); Card issuing (Regent Bank); Sponsor bank (Regent Bank); FX & payouts (Stripe).

Who founded Priyo?

Priyo was founded by Zakaria Swapan and is headquartered in Delaware, United States (incorporated); Bangladesh operations.

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