← Embedded Finance Index 2026

Priyo

Can a fintech built on U.S. sponsor-banking infrastructure become the financial operating system for Bangladesh's global remote workforce — combining USD accounts, cross-border payments, and a talent marketplace in one platform?

HQDelaware, United States (incorporated); Bangladesh operations
FoundersZakaria Swapan
IndustryFintech / SMB banking
The story

Priyo launched as a financial operating system targeting Bangladesh's growing remote workforce and freelance community, providing access to U.S.-based bank accounts and Mastercard debit cards through a Regent Bank sponsor-banking arrangement. The platform has expanded from basic USD accounts into a broader workforce marketplace combining payments, talent hiring, and payroll tools. The Stripe partnership in 2026 marks a deliberate push toward becoming a cross-border payment gateway for Bangladesh's freelancers, enabling them to receive payments from international clients through global card networks and bank transfers.

Last 12 months
2026-05
2026-05
Product timeline
2024
Launched Priyo Pay app offering USD accounts and Mastercard debit cards via Regent Bank sponsor partnership, targeting Bangladesh-based remote workers.· banking
2025
Introduced Dual Currency (USD/BDT) wallet enabling cross-border withdrawals to Bangladeshi bank accounts.· banking
2026
Announced strategic partnership with Stripe to enable global payment links and cross-border payment acceptance for freelancers and remote workers.· pivot
The stack
5 layers disclosed in Priyo’s embedded-finance stack
Payments / PSP
Stripe
Banking / BaaS
in the full report
Card issuing
in the full report
Sponsor bank
in the full report
FX & payouts
in the full report
Accounting gap: significant
4 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.