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Ponto

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 1 category.

ponto.com ↗
CategoriesOpen Banking
Rank#17 of 89 in Open Banking
Buyers6 companies

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Who uses Ponto
6 companies disclose Ponto in their stack
Isabel GroupCausa PrimaWeFactAsperioniBanFirstRobaws
Buyer mix · 6 of 6 classified
Fintech / Cross-border payments · 1Horizontal SaaS / Accounting · 1Horizontal SaaS / Accounts Receivable · 1Horizontal SaaS / Invoicing & Administration · 1Infrastructure / Open banking · 1Vertical SaaS / Construction · 1
EU · 6
What the disclosures say
Isabel Group
“Isabel operates multibanking / aggregation infrastructure — 500 banks via 20 partner banks (Isabel 6), 1,700+ European banks via Ponto — but does not itself provide BaaS deposit accounts or card issuing.”
Causa Prima
“The homepage lists banks (JPMorgan, BofA, Deutsche Bank, Mercury, Qonto, Revolut Business, bunq, etc.) and open-banking rails (Plaid, Tink, Ponto) only as integration targets its agents read from — not as embedded products Causa Prima resells.”
WeFact
“WeFact support article 'Directe PSD2 bankkoppeling leggen (via Ponto)' states WeFact works with Ponto as its PSD2 account-information provider and that Ponto holds the PSD2 licence — covering 1,700+ European banks.”
Asperion
“asperion.nl/partners/bankkoppeling-ponto/ and help.asperion.nl/elektronisch-bankieren/automatische-bankkoppeling/ponto-bankkoppelingen.aspx: Asperion uses Ponto Connect (Isabel Group) as its pan-European PSD2 aggregator for 1700+ bank connections, billed through Asperion at €4/account/month.”
Robaws
“Robaws integrates with Ponto (Isabel Group) and CodaBox as banking-platform connectors to pull payments from customer bank accounts and initiate outgoing payments — AIS/PIS-style open banking connectivity.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Ponto? Claim this profile above to unlock your own full list.
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Alternatives to Ponto

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid296 buyers →Salt Edge60 buyers →GoCardless57 buyers →MX56 buyers →Tink43 buyers →TrueLayer43 buyers →Yapily40 buyers →Powens19 buyers →
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Ranked #17 of 89 in Open Banking — Embedded Finance Index 2026
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Ponto — frequently asked

Which companies use Ponto?

6 companies disclose Ponto in their stack in the Embedded Finance Index 2026, including Isabel Group, Causa Prima, WeFact, Asperion, iBanFirst and Robaws.

What does Ponto do?

Ponto is an embedded-finance provider in Open Banking. It ranks #17 of 89 Open Banking providers by disclosed buyers.

What are the alternatives to Ponto?

The most-disclosed Open Banking alternatives to Ponto are Plaid (296 buyers), Salt Edge (60 buyers), GoCardless (57 buyers), MX (56 buyers), Tink (43 buyers) and TrueLayer (43 buyers).

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