Bank tracked in the Embedded Finance Index. Named by 2 companies, most often as their banking-as-a-service.
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2 companies name Polaris Bank in their stack. The most common role is banking-as-a-service (1). A company can use the same bank for more than one thing.
Polaris Bank is a Tier II Nigerian commercial bank established by the Central Bank of Nigeria in 2018 to take over assets and select liabilities of the defunct Skye Bank. The bank has invested in a digital strategy anchored around its VULTe digital banking app, the *833# USSD smart code, and a suite of business solutions (Polaris Pay, Polaris Collect, Polaris Webpay). It is a market leader in revenue collection across 30+ Nigerian states.
Full dossier: Polaris Bank’s own stack, layer by layer →Other banks named for Treasury Management in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/polaris-bank/install" width="1" height="1" alt="" style="display:none">2 companies disclose Polaris Bank in their stack in the Embedded Finance Index 2026, including AB Microfinance Bank Nigeria Limited and VULTe.
Polaris Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (1) and treasury & cash management (1).
The most-disclosed Treasury Management alternatives to Polaris Bank are JPMorgan (3 buyers), Deutsche Bank (2 buyers), Evolve Bank & Trust (2 buyers), Fifth Third Bank (2 buyers), AMINA Bank (1 buyer) and BNP Paribas (1 buyer).
Polaris Bank is founded in 2018 and headquartered in Lagos, Nigeria.
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