Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 5 companies across 2 categories.
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Founded in 1987 as a traditional brick-and-mortar remittance company, Ria built a physical agent network that now spans 500,000+ locations in 190+ countries, becoming the third-largest money transfer operator globally behind Western Union and MoneyGram. Acquired by Euronet Worldwide in 2007, Ria gained the balance sheet and compliance infrastructure of a publicly traded financial services group. The embedded finance pivot accelerated circa 2018 with the launch of Dandelion Payments, a white-label and API-first remittance platform enabling third-party digital partners to embed Ria's cross-border transfer rails natively into their own apps and platforms. The company is now pursuing a dual strategy: direct-to-consumer remittance and B2B API-as-infrastructure, positioning Dandelion as the settlement and payout network layer for fintechs, gig platforms, and marketplaces needing international disbursement.
Other FX / Payouts providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/ria-money-transfer/install" width="1" height="1" alt="" style="display:none">5 companies disclose Ria Money Transfer in their stack in the Embedded Finance Index 2026, including GCash, Yepzy, Polaris Bank Ltd., KCB Group and Kcb.
Ria Money Transfer is an embedded-finance provider in FX / Payouts and PSP. It ranks #41 of 186 FX / Payouts providers by disclosed buyers.
The most-disclosed FX / Payouts alternatives to Ria Money Transfer are Currencycloud (82 buyers), Airwallex (81 buyers), Nium (69 buyers), Wise Platform (60 buyers), Stripe (49 buyers) and Convera (33 buyers).
Ria Money Transfer is founded in 1987 and headquartered in Buena Park, California, USA (global HQ); Alcobendas, Madrid, Spain (European operations).
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