Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 2 categories.
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Penny AI Technologies started as a direct sales enablement app (Penny App), providing AI-powered tools for independent sales associates and brand affiliates. The company has since pivoted toward ambassador and influencer program management, launching Endlss as its flagship product targeting Shopify brands. This represents a shift from supporting traditional network marketing / direct sales reps to serving e-commerce brands running ambassador and affiliate programs.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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alt="Ranked #233 of 259 in Lending — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/penny/install" width="1" height="1" alt="" style="display:none">2 companies are linked to Penny in the Embedded Finance Index 2026, through their own public disclosures or Penny's published customer list, including Funding Circle and Cents.
Penny is an embedded-finance provider in Lending and PSP. It ranks #233 of 259 Lending providers by linked companies.
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