Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 4 companies across 4 categories.
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Paynetics is a Bulgaria-founded, dual-regulated (EU EMI + UK FCA EMI) embedded finance infrastructure provider offering accounts, IBANs, card issuing as Visa/Mastercard principal member, acquiring, and BIN sponsorship. Originally a payments processor and acquirer, it has positioned itself as an end-to-end BaaS platform for fintechs and PSPs across Europe, expanding to the UK and acquiring Novus in 2024.
Other Sponsor Bank providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/paynetics-ad/install" width="1" height="1" alt="" style="display:none">4 companies are linked to Paynetics AD in the Embedded Finance Index 2026, through their own public disclosures or Paynetics AD's published customer list, including Publk, Viber Pay, Viber and Weavr.
Paynetics AD is an embedded-finance provider in PSP, BaaS, Card Issuing and Sponsor Bank. It ranks #64 of 199 Sponsor Bank providers by linked companies.
The most-named Sponsor Bank alternatives to Paynetics AD are Evolve Bank & Trust (100 buyers), Sutton Bank (64 buyers), Cross River (63 buyers), Pathward (43 buyers), Celtic Bank (39 buyers) and Community Federal Savings Bank (37 buyers).
Paynetics AD was founded by Ivo Gueorguiev and is headquartered in Sofia, Bulgaria.
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