Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 3 categories.
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Founded in 2018, OnePipe identified a structural gap in Nigeria: fintechs with innovative products could not scale beyond ~500K users because they lacked distribution, while banks had millions of customers but couldn't deliver modern digital services. OnePipe built an API aggregation gateway that lets fintechs plug into 20+ banks and lets banks monetize their digital assets via fintech partnerships. The company expanded from pure payment switching to a broader embedded finance stack — managed wallets, credit APIs, BVN-based KYC, bill payments, account opening and direct debit via NIBSS (PayWithAccount). It is essentially the Plaid/BaaS aggregator for Nigeria, sitting between banks and developer/fintech customers.
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/onepipe/install" width="1" height="1" alt="" style="display:none">2 companies disclose OnePipe in their stack in the Embedded Finance Index 2026, including Fidelity Bank PLC and SunTrust Bank Nigeria Ltd.
OnePipe is an embedded-finance provider in PSP, Lending and Open Banking. It ranks #475 of 538 PSP providers by disclosed buyers.
The most-disclosed PSP alternatives to OnePipe are Stripe (782 buyers), Adyen (278 buyers), PayPal (153 buyers), Checkout.com (113 buyers), Worldpay (89 buyers) and Mollie (64 buyers).
OnePipe was founded by Ope Adeoye and is founded in 2018, headquartered in Ikeja, Lagos, Nigeria.
OnePipe has raised $9.5M in total.
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