ApideckTape
← Embedded Finance Index 2026/Vendor

Lemonway

Provider
PSPBaaS

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 2 categories.

lemonway.com ↗Also analysed as a company — its own stack →
CategoriesPSP, BaaS
Rank#149 of 528 in PSP
Buyers3 companies
Headquarters8 rue du Sentier, 75002 Paris, France
Founded2007

Claim this profile. Work at Lemonway? Verify your work email to unlock the full buyer list.

Founders & story · from Lemonway’s own dossier

Founded in 2007 as a specialist payment institution for French online marketplaces, Lemonway secured ACPR approval in 2012 and became the de facto embedded payment rail for European marketplace and crowdfunding platforms. Over time it expanded from simple escrow and wallet management into a full marketplace payment stack: adding open banking via Tink (2021), proprietary BNPL (2022), B2B BNPL via Hokodo (2023), and cross-border payouts via Nium (2024). The company positions itself as Infrastructure / Payments for European marketplace operators rather than competing in consumer or merchant acquiring directly.

Recent developments
  • 2024-06Nium announced partnership with Lemonway to expand cross-border payout capabilities for global marketplaces. source ↗
  • 2023-01Hokodo and Lemonway announced strategic partnership to enable B2B BNPL and trade credit on European B2B marketplaces. source ↗
  • 2024-08-01Received a similar restriction from the Bank of Italy preventing new operations. source ↗
Full dossier: Lemonway’s own stack, layer by layer →
Who uses Lemonway
3 companies disclose Lemonway in their stack
SNCF ConnectCometOctober
Buyer mix · 3 of 3 classified
Fintech / Lending · 1Marketplace / Gig economy · 1Marketplace / Travel · 1
EU · 3
What the disclosures say
SNCF Connect
“Lemonway case study describes SNCF Connect & Tech using Lemonway to secure marketplace payments (€350M processed in 2024).”
Comet
“comet.co/juridique lists 'Conditions Générales d'Utilisation de Lemonway' as a legal annex; comet.co/cgu-lemonway-v2017 contains the full Lemonway payment service terms embedded into the Comet freelancer contract (Contrat Cadre), explicitly naming LEMONWAY as the payment provider for freelancer payouts.”
October
“Terms of Service name October IFP as 'agent of the payment services provider Lemonway'.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Lemonway? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Lemonway’s disclosed buyers are headquartered. Represent Lemonway? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

What Lemonway runs on · from its own dossier
The third-party providers Lemonway itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Lemonway.
Lending
Hokodo
FX / Payouts
NiumRipple
Crypto / Stablecoin
Ripple
Open Banking
Tink
FX API
Nium
Full dossier with evidence for each layer →
Alternatives to Lemonway

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
Share this rank

An embeddable badge for Lemonway’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #149 of 528 in PSP — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/lemonway?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/lemonway.svg"
       alt="Ranked #149 of 528 in PSP — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/lemonway/install" width="1" height="1" alt="" style="display:none">

Lemonway — frequently asked

Which companies use Lemonway?

3 companies are linked to Lemonway in the Embedded Finance Index 2026, through their own public disclosures or Lemonway's published customer list, including SNCF Connect, Comet and October.

What does Lemonway do?

Lemonway is an embedded-finance provider in PSP and BaaS. It ranks #149 of 528 PSP providers by linked companies.

What are the alternatives to Lemonway?

The most-named PSP alternatives to Lemonway are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Where is Lemonway headquartered?

Lemonway is founded in 2007 and headquartered in 8 rue du Sentier, 75002 Paris, France.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Lemonway and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Lemonway and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.