“Can a tech freelance marketplace become the full financial and administrative operating system for independent IT workers and the enterprises that hire them?”
Comet launched as an AI-powered tech freelance marketplace in France, matching Data & Tech freelancers with large enterprise clients in under 48 hours. It evolved beyond pure recruitment by embedding financial infrastructure: integrating Lemonway for payment flows and adding Defacto for early invoice financing, transforming the platform into a full-service freelance operating system. The CometConnect product extended this into a managed 'portage salarial' offering that bundles contracting, insurance (RC Pro), and payout services — making Comet the administrative and financial backbone for freelance engagements at scale.
Comet processes payments through Lemonway.
Comet's lending and capital products are provided by Defacto.
The Embedded Finance Index 2026 maps 2 layers in Comet's stack: Payments / PSP (Lemonway); Lending (Defacto and Early invoice financing / accounts receivable advance for freelancers).
Comet is headquartered in Neuilly-sur-Seine, France.
Get a read on where your own stack stands against Comet and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.