Trust company tracked in the Embedded Finance Index. Named by 2 companies, most often as their banking-as-a-service.
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2 companies name First Citizens Bank & Trust Company in their stack. The most common role is banking-as-a-service (2). A company can use the same bank for more than one thing.
Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for First Citizens Bank & Trust Company’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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alt="Ranked #169 of 340 in BaaS — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/first-citizens-bank-and-trust-company/install" width="1" height="1" alt="" style="display:none">2 companies are linked to First Citizens Bank & Trust Company in the Embedded Finance Index 2026, through their own public disclosures or First Citizens Bank & Trust Company's published customer list, including ZIL Bank and Plastiq.
First Citizens Bank & Trust Company is a trust company. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (2) and sponsor bank (1).
The most-named BaaS alternatives to First Citizens Bank & Trust Company are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).
Get a read on where your own stack stands against First Citizens Bank & Trust Company and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.