← Embedded Finance Index 2026/Vendor

finAPI

Provider
Open Banking

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.

finapi.com ↗Also analysed as a company — its own stack →
CategoriesOpen Banking
Rank#26 of 78 in Open Banking
Buyers3 companies
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Who uses finAPI
3 companies disclose finAPI in their stack
Vivid MoneyFAARENmanubu gmbh
Buyer mix · 3 of 3 classified
Fintech / SMB banking · 1Horizontal SaaS / Accounting · 1Marketplace / Two-sided · 1
EU · 3
What the disclosures say
FAAREN
“No embedded lending or capital provider evidence found. finAPI is used for credit/income verification (open banking), not for loan origination.”
manubu gmbh
“FreeFinance reads bank data via finAPI aggregation but does not itself hold funds or issue accounts/cards.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent finAPI? Claim this profile above to unlock your own full list.
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Alternatives to finAPI

Other Open Banking providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Plaid251 buyers →Salt Edge54 buyers →GoCardless46 buyers →TrueLayer43 buyers →Tink39 buyers →Yapily36 buyers →Powens19 buyers →Open Finance Brasil17 buyers →
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Ranked #26 of 78 in Open Banking — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/finapi?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/finapi.svg"
       alt="Ranked #26 of 78 in Open Banking — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/finapi/install" width="1" height="1" alt="" style="display:none">