← Embedded Finance Index 2026

Greenwood

Can a culturally-targeted neobank build durable financial primitives for the Black community by recirculating wealth within it?

IndustryFintech / Neobank
The story

Greenwood is a Black-founded, Black-led mobile financial platform inspired by the historic Greenwood District of Tulsa. It offers digital checking, savings, and investing products targeted at the Black and Latino community, with banking services provided by sponsor bank Coastal Community Bank.

Last 12 months
The stack
3 layers disclosed in Greenwood’s embedded-finance stack
Banking / BaaS
Coastal Community Bank (sponsor)
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.