← Embedded Finance Index 2026/Vendor

Circle

Provider
FX / PayoutsCrypto / StablecoinLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 20 companies across 3 categories.

circle.com ↗Also analysed as a company — its own stack →
CategoriesFX / Payouts, Crypto / Stablecoin, Lending
Rank#2 of 48 in Crypto / Stablecoin
Buyers20 companies
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In the press
embeddedfinancereview.com ↗
Coverage of Circle sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.
◇ article2026-06-16
ROLLER embeds lending with Adyen, Circle K moves 400k cards to Enfuce
ROLLER embeds lending with Adyen Capital, Circle K migrates 400,000 cards to Enfuce, plus Shopware Payments and Swiss adoption data.
Source · Embedded Finance Review ↗
◇ article2026-06-15
Circle K migrates 400,000 Nordic consumer cards to Enfuce
Circle K is migrating 400,000+ Nordic consumer cards to Enfuce. Why a fuel retailer runs its own closed-loop card, and what the move changes.
Source · Embedded Finance Review ↗
◇ article2024-12-08
Banking Infrastructure provider Banking Circle for sale
Banking Circle on sale by EQT at $3-4B valuation after serving Stripe and Nuvei. Who can acquire Europe's payment rails leader?
Source · Embedded Finance Review ↗
Who uses Circle
20 companies disclose Circle in their stack
Owlting GroupCoins.phKastSafenetpayBudaConfirmoOwltingGreshamBitcoinFinastraMateraBitstamp+8 more
Buyer mix · 20 of 20 classified
Fintech / Crypto · 9Fintech / Cross-border payments · 3Infrastructure / Payments · 3Fintech / Consumer banking · 1Fintech / Neobank · 1Fintech / SMB banking · 1Infrastructure / Core Banking · 1Vertical SaaS / Financial Services Data & Control · 1
LATAM · 5UK · 4US · 3EU · 3APAC · 2
What the disclosures say
Owlting Group
“Circle: IBS Intelligence publicly lists OwlTing as a customer (ibsintelligence.com); SEC FY2025 results confirm 'integrated key settlement rails, including Circle Payments Network'.”
Coins.ph
“Coins.ph joined Circle Payments Network as beneficiary FI to enable stablecoin-powered cross-border settlement into PHP.”
Kast
“Seed round announcement names Bridge as a partner for local payment rails; CEO Raagulan Pathy is ex-Circle APAC CEO, and Circle (USDC issuer) is referenced in company context.”
Safenetpay
“IBSIntelligence publicly lists Safenetpay as a customer in an article titled 'Banking Circle and Safenetpay to Enhance Cross-border Payments' at https://ibsintelligence.com/ibsi-news/banking-circle-and-safenetpay-to-enhance-cross-border-payments/ — TIER 1 known customer listing.”
View source · ibsintelligence.com ↗
Buda
“buda.com homepage lists 'Créditos' product; Circle Alliance Directory: 'We offer Bitcoin-backed loans to thousands of customers.'”
Confirmo
“Circle publicly lists Confirmo as a customer (https://www.circle.com/case-studies — TIER 1 known_customer_listing).”
View source · circle.com ↗
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Circle? Claim this profile above to unlock your own full list.
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Alternatives to Circle

Other Crypto / Stablecoin providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Zero Hash24 buyers →Bridge12 buyers →BVNK12 buyers →Fireblocks10 buyers →Lightspark9 buyers →MoonPay7 buyers →Paxos7 buyers →Ripple7 buyers →
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Ranked #2 of 48 in Crypto / Stablecoin — Embedded Finance Index 2026
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