“Can OwlTing build a compliant, stablecoin-native cross-border payment infrastructure that competes with legacy remittance networks by combining USDC rails, Visa Direct, and multi-jurisdictional licensing?”
Originally a blockchain services and B2B travel/e-commerce platform company, OwlTing pivoted toward becoming a global fintech and stablecoin payment infrastructure provider under its OwlPay brand. The company shifted from hospitality/e-commerce SaaS roots to cross-border B2B payments powered by Nium, then deepened into USDC/stablecoin rails via Circle and Visa Direct. It NASDAQ-listed in 2025-2026 under OBOOK Holdings Inc. (ticker OWLS) and is now positioning OwlPay as a remittance and stablecoin infrastructure platform targeting both B2B and consumer cross-border money movement globally.
Owlting processes payments through Visa Direct. Disclosed money-movement rails: Visa Direct.
Owlting uses Nium, Circle and Visa Direct for FX and cross-border payouts.
Owlting's crypto products run on Circle.
The Embedded Finance Index 2026 maps 5 layers in Owlting's stack: Payments / PSP (Visa Direct); Money movement (Visa Direct); Unified APIs (Nium); FX & payouts (Nium, Circle and Visa Direct); Crypto (Circle).
Owlting is headquartered in Taipei City, Taiwan (registered: Arlington, Virginia, USA).
Owlting has raised US$10M+ (convertible facility up to US$50M) in total (latest round: Convertible Security, April 2026).
Get a read on where your own stack stands against Owlting and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.