Moneygram
“Can MoneyGram transform its 80-year-old global cash remittance network into an API-first embedded payments infrastructure layer for fintech and Web3 platforms?”
MoneyGram began as a traditional cash remittance and money order company with a vast physical agent network spanning 430,000+ global locations. Over the past five years, it has undergone a deliberate pivot toward becoming a digital-first cross-border payments platform and API infrastructure provider — opening a developer portal to enable third-party fintech platforms to embed its global send/receive rails. The company has embraced open banking via Plaid, blockchain on/off-ramp APIs, and partnerships with fintechs like Zirtue, repositioning itself from a consumer-facing wire service toward an embedded global payments network.