← Embedded Finance Index 2026

Boom

Can a rent-reporting consumer app become the operating system for the entire rental lifecycle for property managers?

Founded2020
HQAustin, Texas, United States
Total raised$4.5M
IndustryVertical SaaS / Real Estate
The story

Boom started in 2020 as a consumer-facing rent reporting app helping renters build credit through their largest monthly expense. It has since expanded into a B2B 'Leasing Operating System' for property managers, adding tenant screening (BoomScreen), an AI-powered leasing CRM (BoomCRM), and AI agents for leasing and application support. Its rent reporting product is now also offered as an embedded API ('Rent Reporting-as-a-Service') for property management software and fintechs.

Last 12 months
2026-03
2026-04
Product timeline
2020
Boom Pay, Inc. founded in Austin, TX to modernize rental financial services· founding
2025
Expanded product suite to include BoomScreen (tenant screening) and BoomCRM (AI-powered leasing CRM) alongside BoomReport (rent reporting)· product_launch
2026
Launched Boom AI Agents, starting with the Application Support Agent (April 2026)· product_launch
2026
Announced expanded partnership with Plaid for Income Verification 2.0 (March 2026)· partnership
The stack
4 layers disclosed in Boom’s embedded-finance stack
Payments / PSP
checkout
Card network
in the full report
Open banking
in the full report
Accounting
in the full report
Accounting gap: none
12 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.