ApideckTape
← Embedded Finance Index 2026/Banks

Goldman Sachs Bank USA

Bank
LendingBaaSCard IssuingSponsor Bank

Bank tracked in the Embedded Finance Index. Named by 6 companies, most often as their banking-as-a-service.

goldmansachsbankusa.com ↗
TypeBank
Used asBanking-as-a-Service, Lending partner, Sponsor bank
Rank#115 of 340 in BaaS
Buyers6 companies

Claim this profile. Work at Goldman Sachs Bank USA? Verify your work email to unlock the full buyer list.

How companies use Goldman Sachs Bank USA

6 companies name Goldman Sachs Bank USA in their stack. The most common role is banking-as-a-service (3). A company can use the same bank for more than one thing.

Banking-as-a-Service3
Lending partner2
Sponsor bank2
Card issuer1
Who uses Goldman Sachs Bank USA
6 companies disclose Goldman Sachs Bank USA in their stack
NavanGoldman SachsGreenskyMarcusMarcus by Goldman SachsApple Pay
Buyer mix · 6 of 6 classified
Fintech / Consumer banking · 3Bank / National · 1Fintech / Lending · 1Vertical SaaS / Travel & Expense · 1
US · 6
What the disclosures say
Goldman Sachs
“The TxB platform is self-operated by Goldman Sachs Bank USA. [coerced currencies: kept "USD", also reported: EUR; GBP; CHF; JPY; AUD; CAD; HKD; SGD; other]”
Greensky
“Bank partners (Goldman Sachs Bank USA, Midland States Bank, Synovus Bank, Fifth Third Bank, JPMorgan Chase Bank, BMO Harris Bank) fund the loans; GreenSky is the technology platform and servicer.”
Marcus
“Marcus is a consumer deposit and lending product operated under Goldman Sachs Bank USA.”
Marcus by Goldman Sachs
“Marcus is a brand of Goldman Sachs Bank USA (US) and Goldman Sachs International Bank (UK).”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Goldman Sachs Bank USA? Claim this profile above to unlock your own full list.
Unlock the buyer map

See where Goldman Sachs Bank USA’s disclosed buyers are headquartered. Represent Goldman Sachs Bank USA? Claim this profile above instead — it unlocks your own map immediately.

No newsletter, no sharing your address.

Other banks in BaaS

Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust71 buyers →Sutton Bank63 buyers →Cross River56 buyers →Pathward48 buyers →ClearBank39 buyers →Thread Bank35 buyers →Community Federal Savings Bank30 buyers →GBank27 buyers →
Share this rank

An embeddable badge for Goldman Sachs Bank USA’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #115 of 340 in BaaS — Embedded Finance Index 2026
Copy-paste snippet
<a href="https://www.embeddedfinanceindex.com/vendors/goldman-sachs-bank-usa?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/goldman-sachs-bank-usa.svg"
       alt="Ranked #115 of 340 in BaaS — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/goldman-sachs-bank-usa/install" width="1" height="1" alt="" style="display:none">

Goldman Sachs Bank USA — frequently asked

Which companies use Goldman Sachs Bank USA?

6 companies are linked to Goldman Sachs Bank USA in the Embedded Finance Index 2026, through their own public disclosures or Goldman Sachs Bank USA's published customer list, including Navan, Goldman Sachs, Greensky, Marcus, Marcus by Goldman Sachs and Apple Pay.

What do fintechs use Goldman Sachs Bank USA for?

Goldman Sachs Bank USA is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (3), lending partner (2) and sponsor bank (2).

What are the alternatives to Goldman Sachs Bank USA?

The most-named BaaS alternatives to Goldman Sachs Bank USA are Evolve Bank & Trust (71 buyers), Sutton Bank (63 buyers), Cross River (56 buyers), Pathward (48 buyers), ClearBank (39 buyers) and Thread Bank (35 buyers).

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Goldman Sachs Bank USA and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Goldman Sachs Bank USA and the other buyers it serves.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.