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← Embedded Finance Index 2026/Vendor

Amazon Payment Services

Provider
PSP

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

amazonpaymentservices.com ↗Also analysed as a company — its own stack →
CategoriesPSP
Rank#194 of 528 in PSP
Buyers2 companies
HeadquartersSeattle, WA, USA
Founded1994
FoundersJeff Bezos

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Founders & story · from Amazon Payment Services’s own dossier

Founded in 1994 as an online bookstore, Amazon rapidly expanded into an everything-store marketplace and then into cloud computing (AWS in 2006), becoming one of the world's most valuable companies. Its embedded finance evolution began with Amazon Lending in 2011, offering working capital to marketplace sellers, and has since grown into a multi-rail financial services ecosystem spanning seller financing, BNPL, insurance, FX, retirement benefits for partners, and payments infrastructure through Buy with Prime. Amazon now operates as both a direct financial services provider and an orchestrator of third-party fintech partners (Affirm, Slope, QuickBooks Capital) embedded directly into its seller and buyer flows.

Latest round: IPO (1997)
Recent developments
  • 2025-06Vestwell announced partnership with Amazon's DSP program to offer pooled employer plans (PEPs) to delivery associates. source ↗
  • 2025-09Intuit QuickBooks Capital joins Amazon Lending as a third-party financing provider for sellers, announced at Amazon Accelerate. source ↗
  • 2025-12Slope announced partnership with Amazon to provide AI-powered working capital financing to US Amazon sellers, backed by a J.P. Morgan credit facility. source ↗
  • 2025-02Buy with Prime announced expansion to adidas online store and app. source ↗
Full dossier: Amazon Payment Services’s own stack, layer by layer →
Who uses Amazon Payment Services
2 companies disclose Amazon Payment Services in their stack
ValUBanque Misr
Buyer mix · 2 of 2 classified
Bank / National · 1Fintech / Lending · 1
Africa · 2
What the disclosures say
ValU
“Amazon Payment Services docs explicitly list valU as a BNPL payment method in Egypt.”
Banque Misr
“Banque Misr is described as 'the acquiring market leader' and online payments acquirer in the EGYPTAIR/Amazon Payment Services partnership press release on banquemisr.com.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Amazon Payment Services? Claim this profile above to unlock your own full list.
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What Amazon Payment Services runs on · from its own dossier
The third-party providers Amazon Payment Services itself discloses, layer by layer — the vendor as a buyer. Distinct from the companies above that disclose Amazon Payment Services.
PSP
dLocalAdyen
Lending
SlopeIntuit QuickBooks CapitalAffirmOpenbank Pay
FX / Payouts
dLocalWise Platform
Spend / AP
Melio
Full dossier with evidence for each layer →
Alternatives to Amazon Payment Services

Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Stripe782 buyers →Adyen317 buyers →PayPal153 buyers →Checkout.com114 buyers →Worldpay88 buyers →Mollie63 buyers →Braintree57 buyers →Pix50 buyers →
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An embeddable badge for Amazon Payment Services’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #194 of 528 in PSP — Embedded Finance Index 2026
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Amazon Payment Services — frequently asked

Which companies use Amazon Payment Services?

2 companies are linked to Amazon Payment Services in the Embedded Finance Index 2026, through their own public disclosures or Amazon Payment Services's published customer list, including ValU and Banque Misr.

What does Amazon Payment Services do?

Amazon Payment Services is an embedded-finance provider in PSP. It ranks #194 of 528 PSP providers by linked companies.

What are the alternatives to Amazon Payment Services?

The most-named PSP alternatives to Amazon Payment Services are Stripe (782 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).

Who founded Amazon Payment Services?

Amazon Payment Services was founded by Jeff Bezos and is founded in 1994, headquartered in Seattle, WA, USA.

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