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← Embedded Finance Index 2026/Banks

Access Bank

Bank
BaaSSponsor BankLendingCard Issuing

Bank tracked in the Embedded Finance Index. Named by 3 companies, most often as their banking-as-a-service.

accessbank.com ↗
TypeBank
Used asBanking-as-a-Service, Lending partner, Card issuer
Rank#139 of 347 in BaaS
Buyers3 companies

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How companies use Access Bank

3 companies name Access Bank in their stack. The most common role is banking-as-a-service (2). A company can use the same bank for more than one thing.

Banking-as-a-Service2
Lending partner2
Card issuer1
Sponsor bank1
Access Bank’s APIs · from Open Banking Tracker

Open Banking Tracker has no developer portal on file for Access Bank. 2 aggregators connect to its accounts.

Reachable through
Mastercard Open Banking (formerly Finicity)Plaid
From Open Banking Tracker’s open dataset, record “Access Bank - Business”. Full bank profile on Open Banking Tracker ↗
Who uses Access Bank
3 companies disclose Access Bank in their stack
Mama MoneyAutochek AfricaAccess Holdings Plc
Buyer mix · 3 of 3 classified
Bank / National · 1Fintech / Cross-border payments · 1Vertical SaaS / Automotive · 1
Africa · 3
What the disclosures say
Mama Money
“Paymentology press release (24 June 2024) and Mama Money's own card page name Access Bank as issuing bank and Paymentology as card processor.”
Autochek Africa
“Privacy policy explicitly names banking/joint-venture partners: 'ABSA, Hallmark, FairMoney' and security/cession providers 'Stanbic, I&M Bank, Access Bank, Renmoney'.”
Access Holdings Plc
“Access Bank Plc is the group's own chartered bank operating across 15+ countries.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Access Bank? Claim this profile above to unlock your own full list.
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Other banks in BaaS

Other banks named for BaaS in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Evolve Bank & Trust72 buyers →Sutton Bank64 buyers →Cross River56 buyers →Pathward47 buyers →ClearBank40 buyers →Thread Bank35 buyers →Community Federal Savings Bank30 buyers →GBank27 buyers →
Share this rank

An embeddable badge for Access Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #139 of 347 in BaaS — Embedded Finance Index 2026
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Access Bank — frequently asked

Which companies use Access Bank?

3 companies disclose Access Bank in their stack in the Embedded Finance Index 2026, including Mama Money, Autochek Africa and Access Holdings Plc.

What do fintechs use Access Bank for?

Access Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their banking-as-a-service (2), lending partner (2) and card issuer (1).

What are the alternatives to Access Bank?

The most-disclosed BaaS alternatives to Access Bank are Evolve Bank & Trust (72 buyers), Sutton Bank (64 buyers), Cross River (56 buyers), Pathward (47 buyers), ClearBank (40 buyers) and Thread Bank (35 buyers).

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