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WorldFirst

Provider
FX / PayoutsPSPUnified FX

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 9 companies across 3 categories.

worldfirst.com ↗Also analysed as a company — its own stack →
CategoriesFX / Payouts, PSP, Unified FX
Rank#27 of 179 in FX / Payouts
Buyers9 companies
HeadquartersLondon, United Kingdom
Founded2004
Raised$700M

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Founders & story · from WorldFirst’s own dossier

Founded in 2004 as a currency exchange and international payments broker, WorldFirst built a strong SMB and individual FX transfer business before being acquired by Ant Group in 2019. Post-acquisition, the company pivoted from a transactional FX provider to a full multi-currency business account platform (World Account), adding virtual cards, lending, and accounting integrations. By 2024, WorldFirst launched an enterprise-grade API toolkit and embedded finance layer targeting platforms — positioning itself not just as an FX provider but as infrastructure for global fintech and marketplace companies.

Latest round: Merger / Acquisition, 2019
Recent developments
  • 2025-06WorldFirst developer docs show active invoice financing and loan management APIs under WorldFirst Enterprise Solution, indicating active B2B lending product expansion. source ↗
  • 2025WorldFirst and Ritmo launch a £100M growth package for e-commerce businesses, combining WorldFirst's payments infrastructure with Ritmo's revenue-based financing. source ↗
Full dossier: WorldFirst’s own stack, layer by layer →
Who uses WorldFirst
9 companies disclose WorldFirst in their stack
RakutenAntomAnt GroupLazadaOnBuyProxteraTikTokRakuten FranceTikTok Shop
Buyer mix · 9 of 9 classified
Marketplace / Two-sided · 5Fintech / Consumer banking · 1Infrastructure / Payments · 1Marketplace / E-commerce · 1Marketplace / Social Commerce · 1
APAC · 5US · 2UK · 1EU · 1
What the disclosures say
Rakuten
“Rakuten France (global.fr.shopping.rakuten.com) features WorldFirst as the marketplace payments partner for international sellers, with multi-currency local accounts (GBP, USD, CNH, EUR, etc.) and Xero integration.”
Antom
“Antom's Flexible Settlement page describes multi-currency split payouts to Alipay, bank accounts, and WorldFirst accounts.”
Ant Group
“Antgroup.com confirms Alipay as core digital payment platform with QR code, barcode, smile-to-pay, Quick Pay; Antom is Ant International's merchant acquiring brand (docs.antom.com); WorldFirst is Ant International's account/payment solution.”
Lazada
“WorldFirst SG page (worldfirst.com/sg/solution/marketplaces/lazada/) explicitly offers FX and multi-currency accounts to Lazada sellers, naming Lazada as the marketplace.”
OnBuy
“ChannelX (April 2023) reports OnBuy launched direct seller payments with WorldFirst and Payoneer options, ending the previous PayPal-only requirement.”
Proxtera
“Proxtera blog (proxtera.com): 'Proxtera, and foundation FinTech partners WorldFirst, Liquid Group, Thunes and Wise have launched the beta version of a multi-currency exchange platform, at the Singapore Fintech Festival 2022, starting with the Ghanaian Cedi and the Philippine Peso against the Singapore and US dollar.'”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent WorldFirst? Claim this profile above to unlock your own full list.
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Alternatives to WorldFirst

Other FX / Payouts providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Currencycloud81 buyers →Airwallex80 buyers →Nium67 buyers →Wise Platform58 buyers →Stripe49 buyers →Convera33 buyers →Adyen26 buyers →Visa Direct23 buyers →
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Ranked #27 of 179 in FX / Payouts — Embedded Finance Index 2026
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WorldFirst — frequently asked

Which companies use WorldFirst?

9 companies are linked to WorldFirst in the Embedded Finance Index 2026, through their own public disclosures or WorldFirst's published customer list, including Rakuten, Antom, Ant Group, Lazada, OnBuy, Proxtera, TikTok, Rakuten France and TikTok Shop.

What does WorldFirst do?

WorldFirst is an embedded-finance provider in FX / Payouts, PSP and Unified FX. It ranks #27 of 179 FX / Payouts providers by linked companies.

What are the alternatives to WorldFirst?

The most-named FX / Payouts alternatives to WorldFirst are Currencycloud (81 buyers), Airwallex (80 buyers), Nium (67 buyers), Wise Platform (58 buyers), Stripe (49 buyers) and Convera (33 buyers).

Where is WorldFirst headquartered?

WorldFirst is founded in 2004 and headquartered in London, United Kingdom.

How much funding has WorldFirst raised?

WorldFirst has raised $700M in total.

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