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← Embedded Finance Index 2026

Iris

“Which 'Iris' entity can become the financial operating system for accountants and payroll bureaus in the UK and North American mid-market?”

IndustryHorizontal SaaS / HR & Payroll
The story

The evidence gathered covers multiple unrelated companies named 'Iris' (Iris.ai — an AI research platform, Iris Finance — a fintech seed-stage startup, Iris Automation — a drone collision avoidance company, IRIS Software Group — a UK HR/payroll/accounting software provider, and heyiris.ai — an AI security questionnaire tool). The only signal attributable to a single 'Iris' entity with embedded finance activity is IRIS Software Group (irisglobal.com), which has a payroll software product and publicly partnered with ZayZoon for earned wage access. Without a confirmed target URL, a coherent pivot narrative cannot be assembled.

Last 12 months
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The stack
2 layers disclosed in Iris’s embedded-finance stack
Payments / PSP
Mollie
Payroll
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Iris — frequently asked

Who is Iris's payment processor?

Iris processes payments through Mollie.

Which payroll provider does Iris use?

Iris's payroll is powered by ZayZoon.

What is Iris's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Iris's stack: Payments / PSP (Mollie); Payroll (ZayZoon).

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