Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 6 companies across 3 categories.
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Founded 2015 as a YC-backed P2P payments app in Indonesia, Xendit pivoted in 2016 to a payment gateway and found product-market fit by 2017 as the 'Stripe of Southeast Asia.' Expansion across SEA (Philippines 2020, Malaysia 2023, Thailand 2024) was followed by a deliberate move up the embedded-finance stack: XenCapital (financing), XenPlatform (marketplace orchestration), Banking-as-a-Service, E-Money-as-a-Service, corporate cards (Apollo) and cross-border treasury. The company is now positioned as a multi-product financial infrastructure platform for SEA, with growing Latin American presence (Mexico entity).
Other PSP providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/xendit/install" width="1" height="1" alt="" style="display:none">6 companies are linked to Xendit in the Embedded Finance Index 2026, through their own public disclosures or Xendit's published customer list, including GCash, Tonik, Tablevibe, BillEase, Chinabank and Finfra.
Xendit is an embedded-finance provider in FX / Payouts, PSP and BaaS. It ranks #83 of 528 PSP providers by linked companies.
The most-named PSP alternatives to Xendit are Stripe (783 buyers), Adyen (317 buyers), PayPal (153 buyers), Checkout.com (114 buyers), Worldpay (88 buyers) and Mollie (63 buyers).
Xendit was founded by Moses Lo, Tessa Wijaya and Bo Chen and is founded in 2015, headquartered in Jakarta, Indonesia.
Xendit has raised $538M+ in total.
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