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← Embedded Finance Index 2026/Vendor

White Oak

Provider
Lending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 1 category.

whiteoak.com ↗
CategoriesLending
Rank#142 of 259 in Lending
Buyers2 companies

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Who uses White Oak
2 companies disclose White Oak in their stack
Download “Built on White Oak” image ↓
Funding CircleAIMS360
Buyer mix · 2 of 2 classified
Fintech / Lending · 1Vertical SaaS / Apparel & Fashion ERP · 1
UK · 1US · 1
What the disclosures say
Funding Circle
“Its Marketplace referral programme sends borrowers it cannot fund to a named panel of 30+ third-party lenders listed on the /marketplace-partners/ legal page, including Iwoca, Fleximize, White Oak, Aldermore, Time Finance, Nucleus, YouLend, Haydock, Ultimate Finance, Allica, Bibby, Shawbrook, United Trust Bank, Lloyds,…”
AIMS360
“Integrated with CIT, Hilldun, Rosenthal, Wells Fargo, White Oak and more.' Pricing page lists 'Native integrations to Hilldun, CIT, Rosenthal & Rosenthal, White Oak, Wells Fargo Capital Finance, and other major factors.' Resolve Pay is embedded net-terms partner.”
The complete buyer list is not published on this page. Get the monthly recap for new White Oak customers as they are disclosed. Represent White Oak? Claim this profile above to unlock your own full list.
Where White Oak’s buyers are
2 countries with a disclosed buyer HQ
2 classified buyers, shaded by concentration — heaviest in 🇬🇧 United Kingdom (1). HQ country, not where White Oak operates.
Fewer
MoreNo disclosed HQ
🇬🇧 United Kingdom · 1🇺🇸 United States · 1
New White Oak customers land in the monthly recap.
Alternatives to White Oak

Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Affirm66 buyers →Klarna56 buyers →YouLend49 buyers →Mambu36 buyers →Stripe Capital33 buyers →Wisetack27 buyers →Liberis22 buyers →Afterpay17 buyers →
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An embeddable badge for White Oak’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.

Ranked #142 of 259 in Lending — Embedded Finance Index 2026
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<a href="https://www.embeddedfinanceindex.com/vendors/white-oak?ref=badge">
  <img src="https://www.embeddedfinanceindex.com/api/badge/white-oak.svg"
       alt="Ranked #142 of 259 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/white-oak/install" width="1" height="1" alt="" style="display:none">

White Oak — frequently asked

Which companies use White Oak?

2 companies are linked to White Oak in the Embedded Finance Index 2026, through their own public disclosures or White Oak's published customer list, including Funding Circle and AIMS360.

What does White Oak do?

White Oak is an embedded-finance provider in Lending. It ranks #142 of 259 Lending providers by linked companies.

What are the alternatives to White Oak?

The most-named Lending alternatives to White Oak are Affirm (66 buyers), Klarna (56 buyers), YouLend (49 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).

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