Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 1 company across 1 category.
Claim this profile. Work at Wagestream? Verify your work email to unlock the full buyer list.
Founded 2018 as a UK EWA pure-play, Wagestream has expanded into a full financial wellbeing platform for hourly and frontline workers — adding savings, budgeting, coaching, insurance and most recently payroll-deducted lending. The 2024–2025 launch of Workplace Loans, backed by a £300M Citi facility, is its most significant strategic move: shifting from a fee-per-advance EWA model to a regulated consumer credit lender competing directly with high-cost lenders. The US entity (Stream Platforms, Inc.) signals continued geographic expansion.
Other EWA providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Wagestream’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/wagestream?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/wagestream.svg"
alt="Ranked #11 of 11 in EWA — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/wagestream/install" width="1" height="1" alt="" style="display:none">1 company is linked to Wagestream in the Embedded Finance Index 2026, through their own public disclosures or Wagestream's published customer list, including Fourth.
Wagestream is an embedded-finance provider in EWA. It ranks #11 of 11 EWA providers by linked companies.
The most-named EWA alternatives to Wagestream are Clair (10 buyers), DailyPay (9 buyers), Stripe (8 buyers), Branch (7 buyers), ZayZoon (7 buyers) and Tapcheck (3 buyers).
Wagestream was founded by Peter Briffett and Portman Wills and is founded in 2018, headquartered in London, UK.
Wagestream has raised $200M+ equity (undisclosed total) + £300M debt facility in total.
Get a read on where your own stack stands against Wagestream and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.