← Embedded Finance Index 2026/Vendor

Synchrony Bank

Provider
BaaSCard IssuingSponsor BankLending

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 4 categories.

synchronybank.com ↗Also analysed as a company — its own stack →
CategoriesBaaS, Card Issuing, Sponsor Bank, Lending
Rank#62 of 211 in Card Issuing
Buyers3 companies
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Who uses Synchrony Bank
3 companies disclose Synchrony Bank in their stack
SynchronyVenmoCareCredit
Buyer mix · 3 of 3 classified
Fintech / Consumer banking · 1Fintech / Consumer lending · 1Fintech / Lending · 1
US · 3
What the disclosures say
Synchrony
“Synchrony Bank is a federally chartered savings bank (confirmed in SEC sub-servicing agreements and privacy policies).”
Venmo
“Synchrony Bank is the issuing bank for the Venmo Credit Card per IBS Intelligence.”
CareCredit
“Cardholder Agreement and Rewards Mastercard T&C explicitly state 'Credit cards are issued by Synchrony Bank' and 'CareCredit Rewards Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated.' Finance Program Agreement identifies Synchrony Bank (Draper, Utah) as issuer of the…”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Synchrony Bank? Claim this profile above to unlock your own full list.
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Alternatives to Synchrony Bank

Other Card Issuing providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Marqeta65 buyers →Stripe Issuing31 buyers →Paymentology28 buyers →Enfuce22 buyers →Sutton Bank21 buyers →Galileo20 buyers →i2c18 buyers →Pliant18 buyers →
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Ranked #62 of 211 in Card Issuing — Embedded Finance Index 2026
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