Bank tracked in the Embedded Finance Index. Named by 3 companies, most often as their card issuer.
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3 companies name Synchrony Bank in their stack. The most common role is card issuer (3). A company can use the same bank for more than one thing.
Open Banking Tracker has no developer portal on file for Synchrony Bank. 3 aggregators connect to its accounts.
Synchrony originated as GE Capital's consumer lending and credit card division, focused on private-label and co-branded credit cards for retail partners. Following its 2014 IPO spin-off from GE, Synchrony has expanded beyond private-label cards into BNPL (Pay Later), installment loans, and eCommerce financing integrations. The company's embedded finance strategy centers on becoming the consumer credit infrastructure layer for merchants across retail, healthcare, home improvement, and automotive verticals — offering white-label financing that merchants embed directly in their checkout flows.
Other banks named for Card Issuing in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Synchrony Bank’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
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<img src="https://www.embeddedfinanceindex.com/api/badge/synchrony-bank.svg"
alt="Ranked #63 of 227 in Card Issuing — Embedded Finance Index 2026">
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<img src="https://www.embeddedfinanceindex.com/api/badge/synchrony-bank/install" width="1" height="1" alt="" style="display:none">3 companies are linked to Synchrony Bank in the Embedded Finance Index 2026, through their own public disclosures or Synchrony Bank's published customer list, including Synchrony, Venmo and CareCredit.
Synchrony Bank is a bank. Companies in the Embedded Finance Index 2026 name it as their card issuer (3), banking-as-a-service (2) and sponsor bank (2).
The most-named Card Issuing alternatives to Synchrony Bank are Sutton Bank (21 buyers), Pathward (16 buyers), Evolve Bank & Trust (9 buyers), Celtic Bank (8 buyers), Community Federal Savings Bank (8 buyers) and Thread Bank (8 buyers).
Synchrony Bank is founded in 1932 and headquartered in Stamford, Connecticut, USA.
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