Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 2 companies across 7 categories.
Claim this profile. Work at Unicred? Verify your work email to unlock the full buyer list.
Unicred is a 36-year-old Brazilian credit cooperative system (not a fintech), operating as a member-owned financial institution with 367k cooperados and 25 cooperatives. In late 2024 it restructured into a two-tier system with a National Central. Its embedded finance footprint is limited to Brazilian domestic rails: PIX, boletos (CNAB), an in-house acquiring product (Unicred Pay), Open Finance (mandated by BACEN), and a developer API portal operated on Sensedia infrastructure.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
An embeddable badge for Unicred’s own site — it always shows this page’s current rank, so it stays accurate as new disclosures land. States its own denominator; never claims a number this page doesn’t.
<a href="https://www.embeddedfinanceindex.com/vendors/unicred?ref=badge">
<img src="https://www.embeddedfinanceindex.com/api/badge/unicred.svg"
alt="Ranked #134 of 259 in Lending — Embedded Finance Index 2026">
</a>
<img src="https://www.embeddedfinanceindex.com/api/badge/unicred/install" width="1" height="1" alt="" style="display:none">2 companies disclose Unicred in their stack in the Embedded Finance Index 2026, including Unicred - Núcleo Geração and Unicred - Núcleo Conexão.
Unicred is an embedded-finance provider in Lending, Card Issuing, FX / Payouts, BaaS, Insurance, Retirement / Wealth and Spend / AP. It ranks #134 of 259 Lending providers by disclosed buyers.
The most-disclosed Lending alternatives to Unicred are Affirm (64 buyers), Klarna (54 buyers), YouLend (45 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
Unicred is founded in 1989 and headquartered in São Paulo, Brazil.
Get a read on where your own stack stands against Unicred and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.