“Can a fully managed B2B trade credit and A/R automation platform become the default embedded payments layer for enterprise sellers who want to offer net terms at scale without owning the receivables risk?”
Originally operating as Multi Service Technology Solutions, TreviPay evolved from a fleet/travel card payments processor into a full-stack B2B embedded payments and A/R automation platform operating under its own brand. The company expanded beyond traditional net-terms financing to offer a global buyer-seller network spanning 32 countries, adding BNPL-for-business, card processing, KYC/KYB compliance, and A/R automation as managed services. Its embedded finance angle is distinct: TreviPay sells a white-label, merchant-branded trade credit and invoicing layer to enterprise sellers (Best Buy, Walmart, Currys), assuming the credit risk itself and acting as both the financing engine and the payments orchestrator.
Trevipay processes payments through Worldpay (partnership for B2B BNPL/card acquiring), TreviPay Net Terms (self-operated) and TreviPay All-in-One Payments (self-operated, card + net terms).
Trevipay integrates with ERP/Accounting integrations (generic, per partner page).
The Embedded Finance Index 2026 maps 3 layers in Trevipay's stack: Payments / PSP (Worldpay (partnership for B2B BNPL/card acquiring), TreviPay Net Terms (self-operated) and TreviPay All-in-One Payments (self-operated, card + net terms)); Lending (B2B trade credit lines (merchant-branded), Net terms / Pay by Invoice, B2B BNPL (buy now pay later for business), Working capital / receivables financing for sellers (guaranteed payment in 48 hours) and 1 other); Accounting (ERP/Accounting integrations (generic, per partner page)).
Trevipay is headquartered in Overland Park, Kansas, USA.
Get a read on where your own stack stands against Trevipay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.