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← Embedded Finance Index 2026/Vendor

Transact Payments Malta

Provider
Card IssuingBaaSSponsor Bank

Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 7 companies across 3 categories.

transactpaymentsmalta.com ↗
CategoriesCard Issuing, BaaS, Sponsor Bank
Rank#35 of 227 in Card Issuing
Buyers7 companies

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Who uses Transact Payments Malta
7 companies disclose Transact Payments Malta in their stack
YokoyAnydayCirculaMossExpensifyXapo BankPixpay
Buyer mix · 7 of 7 classified
Horizontal SaaS / Spend Management · 4Fintech / Consumer banking · 1Fintech / Crypto · 1Fintech / Lending · 1
EU · 5US · 1
What the disclosures say
Yokoy
“Cardholder Terms on yokoy.ai confirm Perk Card products issued in collaboration with licensed financial institutions and electronic money partners. bankingembedded.com lists Transact Payments Malta Limited as listing Yokoy as a customer.”
Anyday
“Privacy policy footer on anyday.io states: 'This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International.”
Circula
“Known customer listing: Transact Payments Malta Limited publicly lists Circula as a customer (bankingembedded.com).”
Expensify
“Subprocessors page names Bancorp as sponsor provider for ACH payments; Payments Service Providers page names Bancorp for Reimbursements and Wallet (NY); TPML Privacy Policy on expensify.com/tpmlprivacy confirms Transact Payments Malta Limited (e-money institution, Malta FSA) is card issuer with Expensify Inc. as Progra…”
Xapo Bank
“legal.xapobank.com/cards/visa-europe-privacy-policy names Transact Payments Malta Limited (TPML) as card issuer and Xapo Bank as Program Manager.”
Pixpay
“Regulatory footer explicitly states Pixpay distributes Treezor (Mastercard); Visa card issued by Transact Payments Malta; Apple Pay and Google Pay confirmed on pixpay.fr/apple-pay/ and tarifs page.”
The complete buyer list and each company’s full embedded-finance stack are in the Embedded Finance Index report. Represent Transact Payments Malta? Claim this profile above to unlock your own full list.
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Alternatives to Transact Payments Malta

Other Card Issuing providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.

Marqeta66 buyers →Stripe Issuing32 buyers →Enfuce25 buyers →Paymentology23 buyers →Sutton Bank21 buyers →Pliant20 buyers →Galileo19 buyers →i2c17 buyers →
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Ranked #35 of 227 in Card Issuing — Embedded Finance Index 2026
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Transact Payments Malta — frequently asked

Which companies use Transact Payments Malta?

7 companies are linked to Transact Payments Malta in the Embedded Finance Index 2026, through their own public disclosures or Transact Payments Malta's published customer list, including Yokoy, Anyday, Circula, Moss, Expensify, Xapo Bank and Pixpay.

What does Transact Payments Malta do?

Transact Payments Malta is an embedded-finance provider in Card Issuing, BaaS and Sponsor Bank. It ranks #35 of 227 Card Issuing providers by linked companies.

What are the alternatives to Transact Payments Malta?

The most-named Card Issuing alternatives to Transact Payments Malta are Marqeta (66 buyers), Stripe Issuing (32 buyers), Enfuce (25 buyers), Paymentology (23 buyers), Sutton Bank (21 buyers) and Pliant (20 buyers).

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