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Anyday

Can a Danish BNPL provider become the dominant consumer installment and card payment layer for Scandinavian e-commerce?

Founded2020
HQAarhus, Denmark
Total raised$49.3M
Latest roundDebt, ~2023
IndustryFintech / Lending
The story

Anyday launched in 2020 as a straightforward BNPL solution for Danish consumers, offering interest-free 4-installment payment splitting at checkout for online retailers. The company differentiated by placing the cost entirely on merchants rather than consumers. It subsequently expanded its product range to include longer-term flexible installments (up to 24 months) and introduced a co-branded Mastercard issued by Transact Payments Malta Limited, moving toward a broader consumer finance stack. The business holds a Danish consumer-lending license under Anyday Finance A/S and has adopted ComplyAdvantage for AML/customer screening.

Last 12 months
2023
2024
Product timeline
2020
Anyday A/S founded in Aarhus, Denmark as a BNPL platform for Danish e-commerce.· lending
2023
Reached 1,500+ partner stores and 200,000+ Danish shoppers; raised $43.79M in debt financing.· lending
2024
Expanded to 3,000+ partner shops and introduced flexible 24-month installment plans alongside the no-fee 4-month product; issued Anyday Mastercard via Transact Payments Malta.· card
Regulated entities
1
regulatory licence held by Anyday
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in Anyday’s embedded-finance stack
Card issuing
Transact Payments Malta Limited
Lending
in the full report
Accounting gap: none
2 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.