Embedded-finance provider tracked in the Embedded Finance Index — disclosed by 3 companies across 1 category.
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Sunlight Financial was founded as a technology-enabled point-of-sale lending platform for residential solar and home improvement, partnering with contractors to offer homeowners affordable financing. The company went public via SPAC in 2021, briefly valued at ~$1.3B, riding the tailwinds of the renewables boom. Rather than holding loans on its own balance sheet, Sunlight operates an asset-light model — sourcing and facilitating loans via its Orange® portal, then funding them through a network of capital provider banks and institutional lenders, notably Cross River Bank. Following solar market headwinds in 2023, Sunlight expanded its value proposition by adding insurance/warranty partnerships (Solar Insure) and integrated digital payment processing for contractor partners.
Other Lending providers in the index, by the number of companies that disclose them. A count of public disclosures, not a ranking of the products.
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<img src="https://www.embeddedfinanceindex.com/api/badge/sunlight-financial/install" width="1" height="1" alt="" style="display:none">3 companies disclose sunlight financial in their stack in the Embedded Finance Index 2026, including Sunlight Techcu, Tangerine and Arc Site.
sunlight financial is an embedded-finance provider in Lending. It ranks #64 of 259 Lending providers by disclosed buyers.
The most-disclosed Lending alternatives to sunlight financial are Affirm (65 buyers), Klarna (55 buyers), YouLend (45 buyers), Mambu (36 buyers), Stripe Capital (33 buyers) and Wisetack (27 buyers).
sunlight financial is headquartered in New York, NY.
sunlight financial has raised $700M+ (venture capital, private equity and debt, pre-SPAC) in total.
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